ZIP 96783 Property Distress & Foreclosure Data

In Hawaii County, Hawaii, ZIP 96783 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (60/100), construction/permit lag (53/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (11/100) register low. On the structural side it scores 60/100, with 3/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (89/100).

The market reads expansion — home values rose 7.1% year on year (phase confidence 66/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The poverty rate is 19.2% — high, a tax-stress and distress correlate. About 1,701 people live here, median age 37. The vacancy rate is 16.4% — elevated. Around 32% of adults hold a bachelor's degree or higher. At $65,313, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 44/100. Around 25% of renters are cost-burdened. The typical home is worth about $498,500 (7.4× income, severely stretched). 57% of housing is owner-occupied. The ZIP holds roughly 695 housing units.

Net-net, 96783 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.