ZIP 96783 Foreclosure, Tax-Lien & Distress Report

ZIP code 96783 in Hawaii County, Hawaii carries a composite property-distress score of 36/100 — a moderate reading on DLRadar's deterministic public-record index. The most distinctive pressure shows up in structural risk (79/100), institutional ownership (67/100), construction/permit lag (55/100). By contrast, mortgage stress (11/100) register low. The latent-versus-live split is 79/100 structural and 3/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), FEMA disaster exposure (89/100), flood (NFIP) exposure (88/100).

Prices here sit in a expansion phase: values rose 7.1% over the trailing year, at 61/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Roughly 19.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 1,701 with a median age of 37. Vacancy runs 16.4%, above the national norm and a classic distress-and-opportunity signal. About 32% have a four-year degree. At $65,313, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 44/100. Rent burden reaches 25% of tenant households. The typical home is worth about $498,500 (7.4× income, severely stretched). 57% of housing is owner-occupied. There are about 695 housing units across 96783.

Taken together, 96783 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 96783 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 96783's 36/100 can be lined up against any neighbor in Hawaii County, Hawaii or any ZIP coast to coast. 96783 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 36/100 for 96783 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 96783 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.