Hawaii County, HI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Hawaii County, HI distress report, 2026: 28 ZIPs scored in Hawaii, HI, Hawaii, HI average 37/100; the top Hawaii, HI ZIP is 96704 at 37/100; Hawaii, HI market phase expansion, Hawaii, HI prices +7.1% year over year.
- Hawaii, HI ranks #69 nationally (opportunity index); Hawaii, HI #1 in Hawaii; Hawaii, HI index 38.0.
- Hawaii, HI ninety-day mortgage delinquency 1.1% in December 2025; Hawaii, HI twelve-month change +0.2%.
- Hawaii, HI ZIP phases: 28 expansion.
- Hawaii, HI residential listings tracked: 412 across 28 ZIPs; Hawaii, HI candidate listings 206.
- Hawaii, HI HUD assisted properties: 16 with 263 units.
- Hawaii, HI lenders on watch: 6; largest Hawaii, HI footprint Bank Of Hawaii (8 branches).
- Hawaii, HI most distressed ZIP: 96704 at 37/100.
Hawaii, HI figures: DLRadar distress index; Hawaii, HI inputs: CFPB, FHFA, HUD, FDIC; Hawaii, HI rebuilt as sources refresh.
| Rank | Hawaii, HI ZIP | Score |
|---|---|---|
| 1 | 96704 | 37/100 |
| 2 | 96710 | 37/100 |
| 3 | 96719 | 37/100 |
| 4 | 96720 | 37/100 |
| 5 | 96725 | 37/100 |
| 6 | 96726 | 37/100 |
| 7 | 96727 | 37/100 |
| 8 | 96728 | 37/100 |
| 9 | 96737 | 37/100 |
| 10 | 96738 | 37/100 |
| 11 | 96740 | 37/100 |
| 12 | 96743 | 37/100 |
Most distressed Hawaii, HI ZIPs (0-100, 2026)
Mortgage delinquency in Hawaii, HI
1.1% of Hawaii, HI mortgages were ninety-plus days late (Hawaii, HI, December 2025); Hawaii, HI thirty-to-eighty-nine days late: 1.9%; Hawaii, HI twelve-month change +0.2%; Hawaii, HI peak since 2008: 7.2% (December 2009); Hawaii overall 0.7%. Hawaii, HI ninety-day series: Dec 24 0.9, Jan 25 1.2, Feb 25 1.0 (Hawaii, HI), Mar 25 1.0, Apr 25 1.1, May 25 1.0 (Hawaii, HI), Jun 25 1.1, Jul 25 1.4, Aug 25 1.1 (Hawaii, HI), Sep 25 1.3, Oct 25 1.3, Nov 25 1.0 (Hawaii, HI), Dec 25 1.1.
Opportunity index: Hawaii, HI
Hawaii, HI index 38.0, Hawaii, HI phase strong_buy; Hawaii, HI primary driver vacancy, Hawaii, HI second driver construction. Hawaii, HI components: property stress 41.0, foreclosure pressure 41.0, listing discounts 32.6, bank stress 54.5, insurance 0.0; Hawaii, HI pulse 42.8; Hawaii, HI capital opportunity 30.7; Hawaii, HI seven-day change +0.6%.
ZIP market phases inside Hawaii, HI
28 Hawaii, HI ZIPs carry a price-cycle phase; Hawaii, HI ZIPs by phase (Hawaii, HI), deepest drawdown first: expansion, +7.1% YoY (Hawaii, HI): 96704, 96710, 96719, 96720, Hawaii, HI 96725, 96726, 96727, 96728, Hawaii, HI 96737, 96738, 96740, 96743, Hawaii, HI 96749, 96750, 96755, 96760.
Residential listings by Hawaii, HI ZIP
Hawaii, HI ZIPs with the most tracked Hawaii, HI residential listings: 96740 94 listings, 30 candidates, bank pressure 69; 96720 82 listings, 16 candidates, bank pressure 69; 96778 59 listings, 39 candidates, bank pressure 69; 96771 27 listings, 22 candidates, bank pressure 69 (Hawaii, HI); 96737 22 listings, 17 candidates, bank pressure 69; 96704 21 listings, 19 candidates, bank pressure 69; 96749 19 listings, 14 candidates, bank pressure 69; 96760 13 listings, 9 candidates, bank pressure 69. Hawaii, HI totals: 412 listings; Hawaii, HI candidates 206; active ZIPs 4.
HUD assisted housing in Hawaii, HI
16 assisted properties with 263 units sit in Hawaii, HI; largest Hawaii, HI properties: Mohouli Heights Senior Neighborhood (Hilo) 40 units, 39 assisted; Waimea Elderly Housing Project (Kamuela) 40 units, 39 assisted; Haili Elderly (Hilo) 36 units, 35 assisted in Hawaii, HI; Ainakea Elderly Housing Project (Kapaau) 21 units, 20 assisted; Captain Cook Elderly Hsg. Project (Captain Cook) 21 units, 20 assisted; Harry & Jeanette Weinberg Kea'Au Elderly Housing (Keaau) 20 units, 19 assisted.
Lenders with branches in Hawaii, HI
Hawaii, HI lenders by branch count: Bank Of Hawaii (Hawaii, HI): stress 79, 8 branches low in Hawaii, HI; First Hawaiian Bank (Hawaii, HI): stress 59, 7 branches low in Hawaii, HI; American Sb Na (Hawaii, HI): stress 74, 3 branches low in Hawaii, HI; Finance Factors Ltd (Hawaii, HI): stress 72, 2 branches low in Hawaii, HI; Central Pacific Bank (Hawaii, HI): stress 72, 2 branches low in Hawaii, HI; Hawaii National Bank (Hawaii, HI): stress 71, 1 branch low in Hawaii, HI.
Vacancy and permits, Hawaii, HI
16,663 of 90,735 Hawaii, HI housing units are vacant; Hawaii, HI permits, twelve months: 112 multifamily units in Hawaii, HI, 954 one-to-four unit units.
Work Hawaii, HI at the parcel level
Every Hawaii, HI parcel carries owner and address; every Hawaii, HI parcel carries APN; Hawaii, HI distress scores sit on the Hawaii, HI live board.
Hawaii, HI figures refresh with each source.
Hawaii, HI questions
Most distressed ZIP code in Hawaii County, HI?
ZIP 96704 leads Hawaii, HI at 37/100; next in Hawaii, HI: 96710 at 37/100; the Hawaii, HI average is 37/100.
Where does Hawaii County, HI rank for investment opportunity?
Hawaii, HI is #69 among all ranked counties, #1 in Hawaii; the Hawaii, HI driver is vacancy; Hawaii, HI moved up 50 places.
How many mortgages are delinquent in Hawaii County, HI?
1.1% of Hawaii, HI mortgages were ninety-plus days late in December 2025; the Hawaii, HI peak since 2008 was 7.2%.
Which banks lend in Hawaii County, HI?
6 watched lenders hold Hawaii, HI branches; the largest Hawaii, HI footprints are Bank Of Hawaii (8), First Hawaiian Bank (7), American Sb Na (3).
More on Hawaii, HI
Hawaii County, HI distress report: public-record figures for Hawaii, HI; not legal advice for Hawaii, HI; not tax or investment advice; verify every Hawaii, HI record before acting.