Hawaii County, HI: Home-Insurance Distress & Forced-Sale Pressure
Hawaii County, HI: 96/100 (severe) home-insurance distress; Hawaii, HI band HIGH; Hawaii, HI #25 of 3,222 counties; Hawaii, HI #3 of 5 in Hawaii.
FEMA hazard, Hawaii, HI: 98/100; Hawaii, HI declarations, three years: 18; Hawaii, HI perils: 3 hurricane, 6 tropical-storm, 3 flood, 3 fire; Hawaii, HI five-year count 9 (severity 9.0); Hawaii, HI ten-year 9; hazard-weighted, Hawaii, HI: 45.0.
Declared incidents on the Hawaii, HI record: 2026 Tropical Storm 6; 2026 Hurricane 3 (Hawaii, HI); 2026 Flood 3; 2026 Fire 3 (Hawaii, HI); 2026 Earthquake 3; 2023 Fire 1 (Hawaii, HI).
NFIP claims, Hawaii, HI, three years: 37; Hawaii, HI payouts $1,991,240; per Hawaii, HI claim $53,817; Hawaii, HI claim-stress 93/100.
Hawaii, HI monthly score rose, 30 (March 2026) to 96 (October 2026); Hawaii, HI by month: March 30, April 30, May 70, June 70 (Hawaii, HI), July 78, August 88, September 87, October 96.
Hawaii, HI components: climate 98, NFIP claims 93; Hawaii, HI retreat index 96.
Construction distress, Hawaii, HI: 57/100 as of August 2026 (Hawaii, HI: 65/100 one-to-four unit, 0/100 multifamily).
Hawaii, HI ZIPs, June 2026 (Hawaii, HI, 16 highest): score 0 (Hawaii, HI), climate 98 (Hawaii, HI): 96704, 96710, 96719, 96720, Hawaii, HI 96725, 96726, 96727, 96728, Hawaii, HI 96737, 96738, 96740, 96743, Hawaii, HI 96749, 96750, 96755, 96760.
DLRadar rescores Hawaii, HI monthly; Hawaii, HI readings join Hawaii, HI foreclosure, lien and ownership parcels (Hawaii, HI), so cost-squeezed Hawaii, HI owners surface before listing.
Inside Hawaii, Hawaii County ranks 3rd of 5 counties for home-insurance distress at 96/100; Honolulu County (96/100) sits just above Hawaii County, and Kauai County (95/100) sits just below Hawaii County.
Deterministic. Every Hawaii County, HI signal traces to a public Hawaii dataset (FEMA, NFIP, Census for Hawaii, HI) · how insurance distress works in Hawaii, HI · methodology
FAQ: Hawaii County, HI insurance distress
What is the Hawaii County, HI home-insurance-distress score?
Hawaii, HI: 96/100 (HIGH), #25 of 3,222, #3 in Hawaii. FEMA hazard, Hawaii, HI: 98/100; NFIP stress, Hawaii, HI: 93/100; construction, Hawaii, HI: 57/100; Hawaii, HI rescores monthly.
Is Hawaii County insurance distress getting better or worse (HI)?
Hawaii, HI: 30 in March 2026; Hawaii, HI: 96 in October 2026 (worse); Hawaii, HI climate component 98; Hawaii, HI NFIP claims score 93.
How many flood-insurance claims has Hawaii County, HI had?
Hawaii, HI: 37 NFIP claims, three years; Hawaii, HI paid $1,991,240; per Hawaii, HI claim $53,817; carriers reprice Hawaii, HI against that record.
Which Hawaii County ZIP codes carry the most insurance distress (HI)?
Hawaii, HI, June 2026: 96704 at 0, 96710 at 0, 96719 at 0, 96720 at 0; Hawaii, HI climate scores there: 98, 98, 98, 98.
Why does Hawaii, HI insurance distress create sellers?
A Hawaii, HI premium outruns the Hawaii, HI budget; a carrier leaves Hawaii, HI; Hawaii, HI carrying cost passes plan; Hawaii, HI owners sell while current; Hawaii, HI insurance distress leads Hawaii, HI foreclosure data.