ZIP 96781 Property Distress & Foreclosure Data

Hawaii County, Hawaii's ZIP 96781 registers 26/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (60/100), construction/permit lag (53/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (11/100). Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (89/100)). The latent-versus-live split is 60/100 structural and 3/100 already moving.

The expansion-phase market in 96781 posted values that rose 7.1% over the year (phase confidence 66/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The vacancy rate is 23.5% — elevated. Around 34% of renters are cost-burdened. 9.6% of residents fall below the poverty threshold. Educational attainment sits at 24% bachelor's-or-above. Median household income is $94,083, above the U.S. median near $78,000. Home values center near $828,500, an affordability ratio of 8.4× — stretched. Owners hold 83% of homes, renters 17%. Population is roughly 1,993 with a median age of 46. DLRadar's demographic-stress index for the area reads 45/100. The ZIP holds roughly 900 housing units.

On the whole, 96781 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.