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ZIP 96773 Foreclosure, Tax-Lien & Distress Report

Hawaii County, Hawaii · High Vacancy market

Hawaii County, Hawaii's ZIP 96773 registers 36/100 composite distress, which DLRadar reads as moderate. Structural risk reads 79/100 against active distress of 3/100. Its standout signals are structural risk (79/100), institutional ownership (67/100), construction/permit lag (55/100). mortgage stress (11/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), FEMA disaster exposure (89/100), flood (NFIP) exposure (88/100).

The market reads expansion — home values rose 7.1% year on year (phase confidence 61/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The vacancy rate is 20.4% — elevated. Owners hold 69% of homes, renters 31%. Home values center near $816,700. Rent burden reaches 74% of tenant households. The ZIP holds roughly 65 housing units. Educational attainment sits at 25% bachelor's-or-above. Roughly 10.8% live below the poverty line. The demographic-stress sub-score lands at 37/100. Population is roughly 185 with a median age of 63.

On the whole, 96773 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 96773 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 96773's 36/100 can be lined up against any neighbor in Hawaii County, Hawaii or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 96773 reflects the current record instead of a stale or modeled snapshot.

Each component behind 96773 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 36/100 roll-up. Treat 96773 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

36/100
Composite stress
79/100
Structural risk
3/100
Distress activity

Signal-by-signal read on 96773

Foreclosure activity0
Mortgage stress11
Climate / FEMA risk98
Nine more distress signals are scored here

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

Snapshot: 96773 by the numbers

A live read on 96773: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Each signal above is traceable to an open dataset · methodology

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