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ZIP 96755 Foreclosure, Tax-Lien & Distress Report

Hawaii County, Hawaii · High Value market

Composite property distress in 96755 (Hawaii County, Hawaii) lands at 36/100 — moderate on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (98/100), FEMA disaster exposure (89/100), flood (NFIP) exposure (88/100)). The sharpest non-environmental signals are structural risk (79/100), institutional ownership (67/100), construction/permit lag (55/100). mortgage stress (11/100) stay muted. The latent-versus-live split is 79/100 structural and 3/100 already moving.

The market reads expansion — home values rose 7.1% year on year, at 61/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 10.2%. Median household income is $98,429, above the U.S. median near $78,000. The typical home is worth about $722,400 (7.0× income, severely stretched). Owners hold 83% of homes, renters 17%. The demographic-stress sub-score lands at 39/100. Rent burden reaches 38% of tenant households. 3,548 residents call 96755 home, typically aged 47. The ZIP holds roughly 1,261 housing units. 6.3% of residents fall below the poverty threshold. Around 26% of adults hold a bachelor's degree or higher.

Net-net, 96755 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 96755 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 36/100 composite is a like-for-like number rather than an isolated estimate. 96755 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 36/100 for 96755 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 96755 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

36/100
Composite stress
79/100
Structural risk
3/100
Distress activity

Signal-by-signal read on 96755

Foreclosure activity0
Mortgage stress11
Climate / FEMA risk98
Nine more distress signals are scored here

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

The 96755 distress snapshot

The live 96755 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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