ZIP 96760 Property Distress & Foreclosure Data

In Hawaii County, Hawaii, ZIP 96760 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (89/100)). Its standout signals are structural risk (60/100), construction/permit lag (53/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (11/100). Structural exposure scores 60 and live distress 3 on the 0–100 scale.

The expansion-phase market in 96760 posted values that rose 7.1% over the year, at 66/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 4,144 with a median age of 45. 24.1% of residents fall below the poverty threshold. Owners hold 86% of homes, renters 14%. There are about 1,682 housing units across 96760. Home values center near $368,700, an affordability ratio of 3.9× — accessible. Vacancy runs 21.0%, above the national norm and a classic distress-and-opportunity signal. Median household income is $96,615, above the U.S. median near $78,000. Rent burden reaches 60% of tenant households. DLRadar's demographic-stress index for the area reads 38/100. Educational attainment sits at 23% bachelor's-or-above.

On the whole, 96760 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.