ZIP 96760 Foreclosure, Tax-Lien & Distress Report

ZIP code 96760 in Hawaii County, Hawaii carries a composite property-distress score of 36/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), FEMA disaster exposure (89/100), flood (NFIP) exposure (88/100). The most distinctive pressure shows up in structural risk (79/100), institutional ownership (67/100), construction/permit lag (55/100). mortgage stress (11/100) stay muted. Structurally it carries 79/100, against 3/100 of stress already in motion.

The expansion-phase market in 96760 posted values that rose 7.1% over the year, at 61/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

About 4,144 people live here, median age 45. 24.1% of residents fall below the poverty threshold. 86% of housing is owner-occupied. The ZIP holds roughly 1,682 housing units. A median home runs $368,700 here, or 3.9 times local income. The vacancy rate is 21.0% — elevated. Median household income is $96,615, above the U.S. median near $78,000. Around 60% of renters are cost-burdened. On demographic stress specifically, 96760 scores 38/100. Educational attainment sits at 23% bachelor's-or-above.

Taken together, 96760 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 96760 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 96760's 36/100 can be lined up against any neighbor in Hawaii County, Hawaii or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 96760 reflects the current record instead of a stale or modeled snapshot.

The 36/100 figure for 96760 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 96760 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.