North Carolina Foreclosures, Tax Liens & Distressed Properties

North Carolina sits in DLRadar's nationwide distress index, scored entirely from deterministic public records. Coverage spans 100 North Carolina counties and 853 ZIPs, a 30/100 mean composite. Counties break down as 95 peak, 3 contraction, 1 expansion, 1 neutral by phase. North Carolina leans peak overall, with average prices up 2.2% YoY.

The most stressed counties include Jones County, Tyrrell County, Alexander County, Bertie County, Gates County — each with a full county distress report.

At the ZIP level, the highest distress in North Carolina shows up in 27242 (43/100), 27259 (43/100), 27376 (43/100), 28327 (43/100), 28350 (43/100).

Here is the county-by-county distress and phase picture for North Carolina.

DLRadar reads Alamance County as expansion — prices up 5.4%, bank stress 39/100. Alexander County sits in peak, prices up 2.3%, headwind 83/100. Alleghany County is peak (prices up 2.8%, a 36/100 lender reading). Anson County — peak, up 1.0% on the year, lender pressure 66/100. Ashe County — peak, values rising 2.8%, bank stress 50/100. Avery County is peak (values rising 2.8%, headwind 39/100). Beaufort County is peak (values rising 1.9%, bank stress 21/100).

Bertie County: peak, up 2.8% on the year, lender pressure 78/100. Bladen County sits in peak, prices up 2.8%, lender pressure 41/100. Brunswick County is peak (appreciation near 3.5%, bank stress 38/100). Buncombe County reads peak — prices up 0.8%, headwind 47/100. In Burke County, peak: up 2.3% on the year, lender pressure 49/100. In Cabarrus County, peak: appreciation near 1.0%, a 40/100 lender reading. Caldwell County reads peak — prices up 2.3%, headwind 55/100.

Camden County — peak, appreciation near 3.4%, headwind 51/100. Carteret County is in its peak phase, up 1.9% on the year, headwind 47/100. Caswell County reads peak — appreciation near 2.8%, bank stress 21/100. Catawba County reads peak — homes +2.3% YoY, lender pressure 51/100. Chatham County: peak, appreciation near 1.3%, headwind 45/100. Cherokee County sits in peak, up 2.8% on the year, a 50/100 lender reading. DLRadar reads Chowan County as peak — up 2.8% on the year, a 47/100 lender reading.

Clay County sits in peak, homes +2.8% YoY, bank stress 56/100. In Cleveland County, peak: appreciation near 1.9%. Columbus County is peak (homes +2.8% YoY, a 25/100 lender reading). Craven County reads peak — appreciation near 1.9%, headwind 46/100. Cumberland County sits in peak, homes +2.3% YoY, a 33/100 lender reading. DLRadar reads Currituck County as peak — up 3.4% on the year, bank stress 39/100. Dare County sits in peak, values rising 1.9%, bank stress 35/100.

Davidson County is peak (up 3.3% on the year, headwind 31/100). Davie County reads peak — appreciation near 3.3%, headwind 33/100. Duplin County reads peak — values rising 2.8%, a 45/100 lender reading. Durham County reads peak — up 1.3% on the year, lender pressure 47/100. Edgecombe County reads contraction — values off 2.2%, down 2.7% from its high, lender pressure 60/100. Forsyth County reads peak — values rising 3.3%, lender pressure 47/100. Franklin County sits in peak, values rising 0.7%, a 56/100 lender reading.

Gaston County sits in peak, appreciation near 1.0%, lender pressure 35/100. Gates County is peak (prices up 3.4%, a 78/100 lender reading). Graham County is peak (prices up 2.8%, headwind 52/100). Granville County: peak, homes +2.8% YoY, bank stress 36/100. DLRadar reads Greene County as peak — appreciation near 2.8%, headwind 68/100. Guilford County sits in peak, appreciation near 4.2%, lender pressure 50/100. Halifax County is peak (homes +1.9% YoY, bank stress 61/100).

Harnett County — peak, appreciation near 1.9%, bank stress 70/100. DLRadar reads Haywood County as peak — values rising 1.9%, headwind 46/100. Henderson County is peak (up 0.8% on the year, a 48/100 lender reading). DLRadar reads Hertford County as peak — homes +2.8% YoY, a 63/100 lender reading. Hoke County sits in peak, values rising 2.3%, headwind 54/100. In Hyde County, peak: values rising 2.8%, bank stress 16/100. Iredell County is in its peak phase, homes +1.0% YoY, lender pressure 43/100.

Jackson County sits in peak, homes +2.8% YoY, headwind 44/100.

DLRadar scores North Carolina the same way it scores every state: deterministic public-record signals — foreclosure, mortgage, tax, lien, bank and climate — combined into one 0–100 distress reading per area. Given the peak tilt statewide, what matters is where North Carolina counties and ZIPs deviate, not the average itself.

Select any North Carolina county below for its breakdown, or drill straight to a ZIP report. A DLRadar subscription unlocks every distressed North Carolina property: owner, address and APN, a distress score, lender exposure and exit-velocity read.

Regardless of North Carolina's statewide average, the whole state runs through one nationwide scoring engine — recorded foreclosures, tax delinquency, liens, mortgage stress and lender headwind — so a North Carolina county can be weighed against any market in the country on equal footing. Nothing is interpolated: North Carolina signals trace to public federal and county records, so the read reflects the documents, not an estimate.

Within North Carolina, the markets DLRadar flags first are Jones County, Tyrrell County, Alexander County, Bertie County, Gates County ; the top ZIP codes are 27242 (43/100), 27259 (43/100), 27376 (43/100), 28327 (43/100), 28350 (43/100).

The North Carolina numbers are not single measures but composites, combining foreclosure activity, tax and lien delinquency, mortgage stress and bank headwind so two markets with the same total can differ sharply underneath.

The way to act on North Carolina doesn't change with the state: open the top-ranked county, follow it down to the hottest ZIPs, and finish at the specific parcels driving the distress — and DLRadar carries the North Carolina deal from that signal through capital and closing.

Since every input is public and rules-based, each North Carolina number decomposes into the records that produced it — court filings, county tax and lien records, FHFA and FDIC data — leaving no unexplained or modeled component in the North Carolina score.