North Carolina Property Distress & Foreclosure Data

North Carolina property distress is mapped statewide by DLRadar — county, ZIP and parcel, all public-record-sourced. Most North Carolina counties sit in a peak phase, with home prices up 3.7% year over year. The phase distribution across counties: 65 peak, 30 expansion, 3 contraction, 2 recovery. 100 counties and 853 ZIPs are tracked statewide, averaging 31/100.

Distress concentrates in Mecklenburg County, Wake County, Guilford County, Forsyth County, Surry County; open any for county- and ZIP-level detail.

Top ZIP-level distress statewide: 28031 (40/100), 28078 (40/100), 28105 (40/100), 28134 (40/100), 28202 (40/100).

County by county, here is how market phase and distress break down across North Carolina.

Alamance County is in a peak market phase, with home prices up 2.2% year over year, sitting 2.8% below its recent peak, bank/credit headwind of 23/100. For Alexander County, DLRadar reads a peak market with home prices up 1.2% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). For Alleghany County, DLRadar reads a expansion market with home prices up 5.5% year over year, holding at its recent peak, bank/credit headwind of 6/100 (light). For Anson County, DLRadar reads a peak market with home prices up 3.2% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Ashe County sits in a expansion phase, showing home prices up 5.5% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). In Avery County, the housing market is expansion: home prices up 5.5% year over year, holding at its recent peak, bank/credit headwind of 10/100 (light). Beaufort County sits in a peak phase, showing home prices up 3.2% year over year, holding at its recent peak, bank/credit headwind of 4/100 (light).

Bertie County sits in a expansion phase, showing home prices up 5.5% year over year, holding at its recent peak, bank/credit headwind of 1/100 (light). In Bladen County, the housing market is expansion: home prices up 5.5% year over year, holding at its recent peak, bank/credit headwind of 4/100 (light). Brunswick County is in a peak market phase, with home prices up 3.8% year over year, holding at its recent peak, bank/credit headwind of 6/100 (light). Buncombe County currently reads contraction — home prices down 0.9% year over year, holding at its recent peak, bank/credit headwind of 41/100. Burke County sits in a peak phase, showing home prices up 1.2% year over year, holding at its recent peak, bank/credit headwind of 8/100 (light). In Cabarrus County, the housing market is peak: home prices up 3.2% year over year, holding at its recent peak, bank/credit headwind of 23/100. Caldwell County currently reads peak — home prices up 1.2% year over year, holding at its recent peak, bank/credit headwind of 5/100 (light).

For Camden County, DLRadar reads a peak market with home prices up 4.2% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). For Carteret County, DLRadar reads a peak market with home prices up 3.2% year over year, holding at its recent peak, bank/credit headwind of 9/100 (light). Caswell County sits in a expansion phase, showing home prices up 5.5% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). For Catawba County, DLRadar reads a peak market with home prices up 1.2% year over year, holding at its recent peak, bank/credit headwind of 13/100 (light). In Chatham County, the housing market is peak: home prices up 3.0% year over year, holding at its recent peak, bank/credit headwind of 5/100 (light). Cherokee County sits in a expansion phase, showing home prices up 5.5% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Chowan County sits in a expansion phase, showing home prices up 5.5% year over year, holding at its recent peak, bank/credit headwind of 1/100 (light).

Clay County currently reads expansion — home prices up 5.5% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Cleveland County currently reads peak — home prices up 3.2% year over year, holding at its recent peak, bank/credit headwind of 30/100. In Columbus County, the housing market is expansion: home prices up 5.5% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). In Craven County, the housing market is peak: home prices up 3.2% year over year, holding at its recent peak, bank/credit headwind of 10/100 (light). In Cumberland County, the housing market is peak: home prices up 2.7% year over year, holding at its recent peak, bank/credit headwind of 18/100. In Currituck County, the housing market is peak: home prices up 4.2% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Dare County sits in a peak phase, showing home prices up 3.2% year over year, holding at its recent peak, bank/credit headwind of 12/100 (light).

Davidson County currently reads peak — home prices up 4.0% year over year, holding at its recent peak, bank/credit headwind of 12/100 (light). In Davie County, the housing market is peak: home prices up 4.0% year over year, holding at its recent peak, bank/credit headwind of 11/100 (light). Duplin County is in a expansion market phase, with home prices up 5.5% year over year, holding at its recent peak, bank/credit headwind of 3/100 (light). For Durham County, DLRadar reads a peak market with home prices up 3.0% year over year, holding at its recent peak, bank/credit headwind of 33/100. Edgecombe County currently reads recovery — home prices up 0.8% year over year, sitting 3.7% below its recent peak, bank/credit headwind of 3/100 (light). For Forsyth County, DLRadar reads a peak market with home prices up 4.0% year over year, holding at its recent peak, bank/credit headwind of 49/100. In Franklin County, the housing market is peak: home prices up 1.2% year over year, holding at its recent peak, bank/credit headwind of 1/100 (light).

Gaston County is in a peak market phase, with home prices up 3.2% year over year, holding at its recent peak, bank/credit headwind of 35/100. Gates County sits in a peak phase, showing home prices up 4.2% year over year, holding at its recent peak, bank/credit headwind of 1/100 (light). In Graham County, the housing market is expansion: home prices up 5.5% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Granville County currently reads expansion — home prices up 5.5% year over year, holding at its recent peak, bank/credit headwind of 1/100 (light). Greene County sits in a expansion phase, showing home prices up 5.5% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Guilford County currently reads peak — home prices up 4.1% year over year, holding at its recent peak, bank/credit headwind of 61/100 (elevated lender stress). Halifax County sits in a peak phase, showing home prices up 3.2% year over year, holding at its recent peak, bank/credit headwind of 3/100 (light).

Harnett County sits in a peak phase, showing home prices up 3.2% year over year, holding at its recent peak, bank/credit headwind of 1/100 (light). Haywood County sits in a peak phase, showing home prices up 3.2% year over year, holding at its recent peak, bank/credit headwind of 4/100 (light). Henderson County is in a contraction market phase, with home prices down 0.9% year over year, holding at its recent peak, bank/credit headwind of 5/100 (light). Hertford County is in a expansion market phase, with home prices up 5.5% year over year, holding at its recent peak, bank/credit headwind of 3/100 (light). For Hoke County, DLRadar reads a peak market with home prices up 2.7% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). In Hyde County, the housing market is expansion: home prices up 5.5% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). In Iredell County, the housing market is peak: home prices up 3.2% year over year, holding at its recent peak, bank/credit headwind of 21/100.

Jackson County is in a expansion market phase, with home prices up 5.5% year over year, holding at its recent peak, bank/credit headwind of 12/100 (light).

All North Carolina readings here are built only from verifiable public records — foreclosure filings, mortgage and tax stress, liens, bank exposure and climate risk — aggregated parcel-to-ZIP-to-county. With the state leaning peak, the opportunity sits in the outliers: the counties and ZIPs that break from the North Carolina norm.

Select any county below for its breakdown, or drill straight to a ZIP report. The full North Carolina report lists each distressed property statewide: owner, address, APN, score, bank exposure and exit read.