Stanly County, NC: Foreclosures, Tax Liens & Distressed Properties

Stanly County, NC, North Carolina: 12 ZIP codes scored, Stanly County, NC averaging 30/100 (moderate, Stanly, NC), from 24 to 35. Stanly County, NC is in its peak phase (Stanly, NC confidence 18/100): Stanly, NC home prices up 1.9% (Stanly, NC) over twelve months. Stanly County, NC lender headwind: 59/100.

Highest-scoring Stanly County, NC ZIPs: 28107 (35/100), 28124 (34/100), 28001 (30/100), 28009 (30/100), 28097 (30/100), 28109 (30/100). Also scored in Stanly County, NC: 28128, 28129, 28163, 28071, 28127, 28137.

Across Stanly County, NC's scored ZIPs: median home value $263,958, household income $70,049, 15.3% vacancy, 11.6% poverty, 80% owner-occupied, median age 40.2.

Stanly County, NC insurance distress 86/100 (#187 in the US); FEMA hazard 90/100 for Stanly, NC; 8 federal disaster declarations in Stanly County, NC since 2023; 5 Stanly, NC NFIP flood claims, $254K paid; Stanly, NC construction distress 53/100.

7 banks with 17 branches lend in Stanly County, NC; Stanly, NC weighted bank stress 63/100, highest 71/100 in Stanly, NC.

Stanly County, NC unemployment 3.1%; 323 new housing units permitted in Stanly County, NC over twelve months, Stanly, NC down 7% from 348; Stanly, NC home prices +11.9% a year (Stanly, NC) over three years.

28,632 housing units in Stanly County, NC; 6,439 Stanly, NC renter households; 35% of Stanly, NC renters spend 30%+ of income on rent, 16% (Stanly, NC) half or more.

Stanly County, NC ranks #1,088 nationally on the opportunity index (Stanly, NC, among all ranked counties); Stanly, NC scores 30.9/100 and Stanly, NC sits #54 inside North Carolina. Stanly, NC is in the early_signal opportunity phase; Stanly, NC's primary driver is vacancy, Stanly, NC second driver construction; Stanly, NC moved down 147 places. 13 short-sale listings across Stanly, NC; 46 days on market observed in Stanly, NC; 15.3% vacancy over 12 Stanly, NC ZIPs.

No CFPB county sample covers Stanly County, NC. The non-metro area reading for Stanly, NC: 1.3% ninety-plus days late; Stanly, NC's thirty-to-eighty-nine share is 3.4% (Stanly, NC, December 2025 data); North Carolina overall 0.9%.

Stanly County, NC has 4 watched banks; 4 Stanly, NC banks sit in an elevated band. Stanly, NC footprints: Uwharrie Bank (6 branches, stress 70) in Stanly, NC; First Bank (3 branches, stress 47) in Stanly, NC; First-Citizens Bank&Trust Co (1 branch, stress 71) in Stanly, NC.

HUD lists 6 assisted multifamily properties in Stanly County, NC with 111 units; 106 Stanly, NC units are assisted.

3,392 of the 28,632 housing units in Stanly, NC sit vacant. Stanly County, NC permitted 0 multifamily units in twelve months; Stanly, NC's one-to-four unit structures added 323 units in Stanly County, NC.