ZIP 28107 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 28107 (Cabarrus County, North Carolina) at a moderate 37/100 for overall property distress. Latent structural risk is 82/100 while live distress already moving reads 8/100. Its heaviest discrete signals: construction/permit lag (84/100), structural risk (82/100), institutional ownership (68/100). On the quiet end sit mortgage stress (26/100). It additionally carries heavy environmental risk: FEMA disaster exposure (93/100), climate & FEMA risk (88/100), flood (NFIP) exposure (80/100).

The market reads peak — home values rose 1.0% year on year, and 20% higher over three years (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 8.3%. The tenure split is 83% owner-occupied to 17% rented. Population is roughly 9,638 with a median age of 39. About 37% have a four-year degree. Median household income is $96,632, above the U.S. median near $78,000. The ZIP holds roughly 3,735 housing units. The typical home is worth about $385,500 (3.6× income, relatively affordable). The poverty rate is 4.6% — low. The demographic-stress sub-score lands at 26/100. Rent burden reaches 26% of tenant households.

Overall, 28107 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 28107 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 28107 runs hot or quiet, its 37/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 28107 can be compared directly against any other ZIP in Cabarrus County, North Carolina or nationwide. 28107 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

28107's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 28107 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.