ZIP 28107 Property Distress & Foreclosure Data

DLRadar grades ZIP 28107 (Cabarrus County, North Carolina) at a moderate 36/100 for overall property distress. Structural risk reads 79/100 against active distress of 8/100. Property-level stress concentrates in structural risk (79/100), construction/permit lag (72/100), institutional ownership (68/100). On the quiet end sit mortgage stress (26/100). Environmental exposure also runs high (FEMA disaster exposure (94/100), climate & FEMA risk (88/100), flood (NFIP) exposure (80/100)).

The peak-phase market in 28107 posted values that rose 3.2% over the year, and 20% higher over three years, at 21/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 8.3%. The tenure split is 83% owner-occupied to 17% rented. Population is roughly 9,638 with a median age of 39. About 37% have a four-year degree. Households earn a median $96,632 — above the roughly $78,000 national figure. There are about 3,735 housing units across 28107. A median home runs $385,500 here, or 3.6 times local income. Roughly 4.6% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 28107 scores 26/100. Rent burden reaches 26% of tenant households.

On balance 28107 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.