ZIP 28075 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 28075 (Cabarrus County, North Carolina) returns a moderate composite of 37/100. The latent-versus-live split is 82/100 structural and 8/100 already moving. Climate and flood risk are elevated too — FEMA disaster exposure (93/100), climate & FEMA risk (88/100), flood (NFIP) exposure (79/100). Its standout signals are construction/permit lag (82/100), structural risk (82/100), institutional ownership (68/100). mortgage stress (26/100) stay muted.

Prices here sit in a peak phase: values rose 1.0% over the trailing year, and 16% higher over three years, at 16/100 phase confidence. Topping markets hide individual distress behind strong averages.

Population is roughly 21,562 with a median age of 40. The vacancy rate is 4.8%. The ZIP holds roughly 7,254 housing units. Around 30% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 22/100. About 55% have a four-year degree. The typical home is worth about $482,800 (3.1× income, relatively affordable). At $140,739, median income runs above typical U.S. levels. Owners hold 93% of homes, renters 7%. Roughly 4.0% live below the poverty line, a low share typical of higher-equity areas.

On balance 28075 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 28075 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 28075 runs through one identical public-record model, so its 37/100 sits on the same scale as every other ZIP in Cabarrus County, North Carolina and the nation. Where the public record is thin for 28075, the field stays empty rather than modeled, and fills in as new documents post.

The 37/100 figure for 28075 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 28075 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.