ZIP 28036 Property Distress & Foreclosure Data

Composite property distress in 28036 (Mecklenburg County, North Carolina) lands at 38/100 — moderate on DLRadar's public-record scoring. Climate and flood risk are elevated too — FEMA disaster exposure (94/100), climate & FEMA risk (93/100), flood (NFIP) exposure (84/100). On the structural side it scores 85/100, with 8/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (85/100), structural risk (85/100), institutional ownership (69/100). mortgage stress (26/100) stay muted.

Prices here sit in a peak phase: values rose 3.2% over the trailing year, and 22% higher over three years (phase confidence 21/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The demographic-stress sub-score lands at 25/100. The vacancy rate is 10.5%. The poverty rate is 5.3% — low. 83% of housing is owner-occupied. Around 68% of adults hold a bachelor's degree or higher. 21,824 residents call 28036 home, typically aged 40. Around 36% of renters are cost-burdened. The typical home is worth about $630,900 (4.0× income). At $144,920, median income runs above typical U.S. levels. The ZIP holds roughly 8,626 housing units.

Overall, 28036 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.