ZIP 28036 Foreclosure, Tax-Lien & Distress Report

ZIP 28036's composite property-distress score is 39/100 - DLRadar classes that as moderate for Mecklenburg County, North Carolina. It additionally carries heavy environmental risk: FEMA disaster exposure (95/100), climate & FEMA risk (93/100), flood (NFIP) exposure (84/100). Structural exposure scores 88 and live distress 8 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (97/100), structural risk (88/100), institutional ownership (67/100). mortgage stress (26/100) stay muted.

The peak-phase market in 28036 posted values that rose 1.0% over the year, and 22% higher over three years, at 16/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

On demographic stress specifically, 28036 scores 25/100. Vacancy runs 10.5%. 5.3% of residents fall below the poverty threshold. The tenure split is 83% owner-occupied to 17% rented. Around 68% of adults hold a bachelor's degree or higher. About 21,824 people live here, median age 40. Around 36% of renters are cost-burdened. The typical home is worth about $630,900 (4.0× income). At $144,920, median income runs above typical U.S. levels. The ZIP holds roughly 8,626 housing units.

Net-net, 28036 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 28036 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 28036 read uses the identical scoring model applied coast to coast, which means its 39/100 score means exactly what it means anywhere else, and 28036 stays directly comparable to neighboring ZIPs and the rest of Mecklenburg County, North Carolina. Nothing here is interpolated — where a source is thin for 28036, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 39/100 for 28036 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 28036 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.