ZIP 28208 Foreclosure, Tax-Lien & Distress Report

ZIP 28208's composite property-distress score is 41/100 - DLRadar classes that as moderate for Mecklenburg County, North Carolina. Latent structural risk is 91/100 while live distress already moving reads 8/100. Its heaviest discrete signals: construction/permit lag (100/100), structural risk (91/100), institutional ownership (69/100). By contrast, mortgage stress (27/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (97/100), FEMA disaster exposure (88/100).

Prices here sit in a peak phase: values rose 1.0% over the trailing year, and 17% higher over three years, at 16/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $236,300, an affordability ratio of 3.9× — accessible. Owners hold 40% of homes, renters 60%. 38,948 residents call 28208 home, typically aged 34. Median household income is $51,339, below the U.S. median near $78,000. The poverty rate is 20.1% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 37/100. There are about 18,539 housing units across 28208. Around 45% of renters are cost-burdened. Vacancy runs 10.0%. About 26% have a four-year degree.

Net-net, 28208 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 28208 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 28208 runs through one identical scoring model, so its 41/100 sits on the same scale as every other ZIP in Mecklenburg County, North Carolina and the nation. Where the record is thin for 28208, the field stays empty rather than modeled, and fills in as new documents post.

28208's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 28208 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.