ZIP 28031 Property Distress & Foreclosure Data

Composite property distress in 28031 (Mecklenburg County, North Carolina) lands at 40/100 — moderate on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (94/100). The sharpest non-environmental signals are structural risk (89/100), construction/permit lag (87/100), institutional ownership (72/100). By contrast, mortgage stress (27/100) register low. Structural exposure scores 89 and live distress 8 on the 0–100 scale.

The market reads peak — home values rose 3.2% year on year, and 24% higher over three years, at 21/100 phase confidence. Topping markets hide individual distress behind strong averages.

Owners hold 72% of homes, renters 28%. 4.5% of residents fall below the poverty threshold. Home values center near $547,400, an affordability ratio of 4.3×. Educational attainment sits at 61% bachelor's-or-above. About 31,021 people live here, median age 45. There are about 14,497 housing units across 28031. DLRadar's demographic-stress index for the area reads 28/100. Median household income is $115,746, above the U.S. median near $78,000. Vacancy runs 7.8%. Rent burden reaches 39% of tenant households.

Net-net, 28031 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.