ZIP 28031 Foreclosure, Tax-Lien & Distress Report
Mecklenburg County, North Carolina · Distress market
Scored on a fixed 0-100 scale, 28031 (Mecklenburg County, North Carolina) returns a moderate composite of 41/100. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (97/100), FEMA disaster exposure (95/100). Property-level stress concentrates in construction/permit lag (100/100), structural risk (93/100), institutional ownership (72/100). On the quiet end sit mortgage stress (27/100). On the structural side it scores 93/100, with 8/100 of stress already active.
Prices here sit in a peak phase: values rose 1.0% over the trailing year, and 24% higher over three years, at 16/100 phase confidence. Topping markets hide individual distress behind strong averages.
Owners hold 72% of homes, renters 28%. The poverty rate is 4.5% — low. The typical home is worth about $547,400 (4.3× income). About 61% have a four-year degree. 31,021 residents call 28031 home, typically aged 45. There are about 14,497 housing units across 28031. The demographic-stress sub-score lands at 28/100. Median household income is $115,746, above the U.S. median near $78,000. Vacancy runs 7.8%. Around 39% of renters are cost-burdened.
On balance 28031 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 28031 is not published yet -- the ZIP-level readings above remain fully sourced.
Because one deterministic model scores every ZIP, 28031's 41/100 can be lined up against any neighbor in Mecklenburg County, North Carolina or any ZIP coast to coast. 28031 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 41/100 for 28031 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 28031 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 28031
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 28031 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 28031, the same set carried on every parcel.
Adjacent Mecklenburg County ZIP reports
Nearest ZIP codes to 28031
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring North Carolina distress
More ZIP, county and state distress intelligence connected to Mecklenburg County, North Carolina.
Open the complete 28031 acquisition file
Every distressed parcel in 28031 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Built from public records, scored the same way everywhere · methodology