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ZIP 28164 Foreclosure, Tax-Lien & Distress Report

Gaston County, North Carolina · Distress market

In Gaston County, North Carolina, ZIP 28164 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. Climate and flood risk are elevated too — FEMA disaster exposure (84/100), climate & FEMA risk (81/100), flood (NFIP) exposure (77/100). Structural exposure scores 69 and live distress 7 on the 0–100 scale. What sets it apart are the readings on structural risk (69/100), institutional ownership (63/100), construction/permit lag (47/100). On the quiet end sit mortgage stress (24/100).

The market reads peak — home values rose 1.0% year on year, and 17% higher over three years (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $82,661 — near the roughly $78,000 national figure. Roughly 8.6% live below the poverty line. Around 24% of adults hold a bachelor's degree or higher. There are about 6,730 housing units across 28164. 83% of housing is owner-occupied. On demographic stress specifically, 28164 scores 25/100. About 15,991 people live here, median age 43. The vacancy rate is 5.0%. Around 22% of renters are cost-burdened. Home values center near $310,300, an affordability ratio of 3.3× — accessible.

On balance 28164 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 28164 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 28164's 31/100 can be lined up against any neighbor in Gaston County, North Carolina or any ZIP coast to coast. Sparse data for 28164 shows as blanks, never estimates, and the score updates on every fresh public filing.

28164's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 28164 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

31/100
Composite stress
69/100
Structural risk
7/100
Distress activity

ZIP 28164 distress signals, scored

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk81
28164 carries 9 additional scored dimensions

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

The 28164 distress snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Nearby ZIPs in Gaston County

Related reports across Gaston County, North Carolina

Keep going: ZIP, county and state distress coverage for Gaston County, North Carolina.

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