ZIP 28164 Property Distress & Foreclosure Data

ZIP code 28164 in Gaston County, North Carolina carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (FEMA disaster exposure (88/100), climate & FEMA risk (81/100), flood (NFIP) exposure (78/100)). On the structural side it scores 67/100, with 7/100 of stress already active. What sets it apart are the readings on structural risk (67/100), institutional ownership (65/100), construction/permit lag (36/100). On the quiet end sit construction/permit lag (36/100) and mortgage stress (24/100).

The peak-phase market in 28164 posted values that rose 3.2% over the year, and 17% higher over three years (phase confidence 21/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $82,661 — near the roughly $78,000 national figure. Roughly 8.6% live below the poverty line. About 24% have a four-year degree. The ZIP holds roughly 6,730 housing units. The tenure split is 83% owner-occupied to 17% rented. On demographic stress specifically, 28164 scores 25/100. Population is roughly 15,991 with a median age of 43. The vacancy rate is 5.0%. Around 22% of renters are cost-burdened. A median home runs $310,300 here, or 3.3 times local income.

On balance 28164 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.