ZIP 28037 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 28037 in Lincoln County, North Carolina comes in at 30, a moderate composite-distress reading. The latent-versus-live split is 66/100 structural and 7/100 already moving. Leading the profile are structural risk (66/100), institutional ownership (60/100), construction/permit lag (53/100). mortgage stress (23/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (84/100), climate & FEMA risk (75/100), flood (NFIP) exposure (66/100).

Prices here sit in a peak phase: values rose 1.1% over the trailing year, and 15% higher over three years, at 16/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 8.7%. At $109,779, median income runs above typical U.S. levels. About 27,128 people live here, median age 45. The demographic-stress sub-score lands at 27/100. 84% of housing is owner-occupied. Rent burden reaches 32% of tenant households. The typical home is worth about $491,900 (4.2× income). Educational attainment sits at 46% bachelor's-or-above. There are about 12,553 housing units across 28037. 5.3% of residents fall below the poverty threshold.

Overall, 28037 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 28037 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 28037 read uses the identical public-record model applied coast to coast, which means its 30/100 score means exactly what it means anywhere else, and 28037 stays directly comparable to neighboring ZIPs and the rest of Lincoln County, North Carolina. Nothing here is interpolated — where a source is thin for 28037, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 30/100 figure for 28037 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 28037 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.