ZIP 28080 Property Distress & Foreclosure Data

DLRadar grades ZIP 28080 (Lincoln County, North Carolina) at a low 29/100 for overall property distress. Structural risk reads 62/100 against active distress of 7/100. Environmental exposure also runs high (FEMA disaster exposure (88/100), climate & FEMA risk (74/100), flood (NFIP) exposure (64/100)). Property-level stress concentrates in institutional ownership (62/100), structural risk (62/100), construction/permit lag (37/100). On the quiet end sit construction/permit lag (37/100) and mortgage stress (23/100).

The peak-phase market in 28080 posted values that rose 3.2% over the year, and 22% higher over three years, at 21/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 8,075 with a median age of 45. The tenure split is 87% owner-occupied to 13% rented. Rent burden reaches 66% of tenant households. Vacancy runs 8.6%. A median home runs $268,500 here, or 3.0 times local income. Households earn a median $76,054 — near the roughly $78,000 national figure. About 23% have a four-year degree. On demographic stress specifically, 28080 scores 31/100. There are about 3,193 housing units across 28080. Roughly 4.1% live below the poverty line, a low share typical of higher-equity areas.

On balance 28080 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.