ZIP 28080 Foreclosure, Tax-Lien & Distress Report

ZIP code 28080 in Lincoln County, North Carolina carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. The split runs 67/100 structural to 7/100 active on the ground. Climate and flood risk are elevated too — FEMA disaster exposure (84/100), climate & FEMA risk (74/100), flood (NFIP) exposure (63/100). The sharpest non-environmental signals are structural risk (67/100), institutional ownership (60/100), construction/permit lag (59/100). mortgage stress (23/100) stay muted.

The market reads peak — home values rose 1.0% year on year, and 22% higher over three years, at 16/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

8,075 residents call 28080 home, typically aged 45. Owners hold 87% of homes, renters 13%. Rent burden reaches 66% of tenant households. The vacancy rate is 8.6%. Home values center near $268,500, an affordability ratio of 3.0× — accessible. At $76,054, median income runs near typical U.S. levels. Around 23% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 31/100. There are about 3,193 housing units across 28080. Roughly 4.1% live below the poverty line, a low share typical of higher-equity areas.

Net-net, 28080 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 28080's 30/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 28080 shows blanks, not estimates, wherever the record is sparse.

28080's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 28080 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.