ZIP 28120 Foreclosure, Tax-Lien & Distress Report
Gaston County, North Carolina · Distress market
Composite property distress in 28120 (Gaston County, North Carolina) lands at 31/100 — moderate on DLRadar's distress scoring. Its standout signals are structural risk (69/100), institutional ownership (60/100), construction/permit lag (46/100). mortgage stress (25/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (86/100), climate & FEMA risk (85/100), FEMA disaster exposure (77/100)). Latent structural risk is 69/100 while live distress already moving reads 7/100.
The market reads peak — home values rose 1.0% year on year, and 16% higher over three years, at 16/100 phase confidence. Topping markets hide individual distress behind strong averages.
On demographic stress specifically, 28120 scores 30/100. Rent burden reaches 44% of tenant households. Around 33% of adults hold a bachelor's degree or higher. Home values center near $321,500, an affordability ratio of 3.6× — accessible. Median household income is $74,809, near the U.S. median near $78,000. 24,363 residents call 28120 home, typically aged 41. The ZIP holds roughly 10,863 housing units. The vacancy rate is 6.1%. Roughly 9.9% live below the poverty line. The tenure split is 72% owner-occupied to 28% rented.
On balance 28120 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 28120 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Because one deterministic model scores every ZIP, 28120's 31/100 can be lined up against any neighbor in Gaston County, North Carolina or any ZIP coast to coast. 28120 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 31/100 figure for 28120 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 28120 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 28120
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 28120 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 28120, the same set carried on every parcel.
Nearby ZIPs in Gaston County
Nearest ZIP codes to 28120
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Further distress data across Gaston County, North Carolina at ZIP, county and state level.
See every distressed parcel in 28120
Every distressed parcel in 28120 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Deterministic. Every signal traces to a public dataset · methodology