ZIP 28101 Foreclosure, Tax-Lien & Distress Report

ZIP 28101's composite property-distress score is 32/100 - DLRadar classes that as moderate for Gaston County, North Carolina. Climate and flood risk are elevated too — flood (NFIP) exposure (86/100), climate & FEMA risk (85/100), FEMA disaster exposure (84/100). Leading the profile are structural risk (71/100), institutional ownership (65/100), construction/permit lag (44/100). On the quiet end sit mortgage stress (25/100). Structurally it carries 71/100, against 7/100 of stress already in motion.

The peak-phase market in 28101 posted values that rose 1.0% over the year (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 1,027 people live here, median age 41. There are about 426 housing units across 28101. A median home runs $364,600 here, or 2.8 times local income. Owners hold 95% of homes, renters 5%. At $124,063, median income runs above typical U.S. levels. Vacancy runs 1.3%. The demographic-stress sub-score lands at 16/100. Around 13% of renters are cost-burdened. The poverty rate is 2.0% — low. About 59% have a four-year degree.

Net-net, 28101 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 28101 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 28101's 32/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 28101 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

28101's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 28101 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.