Gaston County, NC: Foreclosures, Tax Liens & Distressed Properties

Gaston County, NC, North Carolina: 18 ZIP codes scored, Gaston County, NC averaging 31/100 (moderate, Gaston, NC), from 29 to 32. Gaston County, NC is in its peak phase (Gaston, NC confidence 16/100): Gaston, NC home prices up 1.0% (Gaston, NC) over twelve months. Gaston County, NC lender headwind: 35/100.

Highest-scoring Gaston County, NC ZIPs: 28012 (32/100), 28016 (32/100), 28032 (32/100), 28034 (32/100), 28052 (32/100), 28054 (32/100). Also scored in Gaston County, NC: 28056, 28077, 28098, 28101, 28120, 28006, 28021, 28033, 28086, 28164.

Across Gaston County, NC's scored ZIPs: median home value $265,867, household income $66,072, 8.1% vacancy, 12.8% poverty, 73% owner-occupied, median age 41.2.

Gaston County, NC insurance distress 81/100 (#318 in the US); FEMA hazard 78/100 for Gaston, NC; 6 federal disaster declarations in Gaston County, NC since 2023; 18 Gaston, NC NFIP flood claims, $539K paid; Gaston, NC construction distress 46/100.

16 banks with 43 branches lend in Gaston County, NC; Gaston, NC weighted bank stress 57/100, highest 74/100 in Gaston, NC.

Gaston County, NC unemployment 3.7% (Gaston, NC -0.4 pts, six months); 2,330 new housing units permitted in Gaston County, NC over twelve months, Gaston, NC up 4% from 2,230; Gaston, NC home prices +11.8% a year (Gaston, NC) over three years.

101,671 housing units in Gaston County, NC; 31,542 Gaston, NC renter households; 45% of Gaston, NC renters spend 30%+ of income on rent, 23% (Gaston, NC) half or more.

Gaston County, NC ranks #2,103 nationally on the opportunity index (Gaston, NC, among all ranked counties); Gaston, NC scores 27.3/100 and Gaston, NC sits #91 inside North Carolina. Gaston, NC is in the weak opportunity phase; Gaston, NC's primary driver is bank institutional, Gaston, NC second driver construction; Gaston, NC moved up 161 places. 16 short-sale listings across Gaston, NC; 70 days on market observed in Gaston, NC; 7.7% vacancy over 18 Gaston, NC ZIPs.

1.2% of Gaston County, NC mortgages were ninety-plus days late in December 2025; Gaston, NC's thirty-to-eighty-nine-day share was 3.0% (CFPB county sample). Gaston, NC's ninety-day rate is up 0.8 points on twelve months earlier; the Gaston, NC peak since 2008 was 6.1% in January 2010; North Carolina overall reads 0.9%.

Gaston County, NC has 5 watched banks; 5 Gaston, NC banks sit in an elevated band. Gaston, NC footprints: Truist Bank (7 branches, stress 62) in Gaston, NC; Bank Of America Na (3 branches, stress 71) in Gaston, NC; Fidelity Bank (3 branches, stress 56) in Gaston, NC.

HUD lists 19 assisted multifamily properties in Gaston County, NC with 1,333 units; 561 Gaston, NC units are assisted, 5 Gaston, NC properties under project-based Section 8.

8,095 of the 101,671 housing units in Gaston, NC sit vacant. Gaston County, NC permitted 328 multifamily units in twelve months; Gaston, NC's one-to-four unit structures added 2,002 units in Gaston County, NC.