ZIP 28086 Property Distress & Foreclosure Data

Composite property distress in 28086 (Cleveland County, North Carolina) lands at 30/100 — moderate on DLRadar's public-record scoring. Environmental exposure also runs high (FEMA disaster exposure (88/100), flood (NFIP) exposure (81/100), climate & FEMA risk (74/100)). The sharpest non-environmental signals are structural risk (66/100), institutional ownership (65/100), construction/permit lag (40/100). On the quiet end sit mortgage stress (25/100). Structural exposure scores 66 and live distress 7 on the 0–100 scale.

The peak-phase market in 28086 posted values that rose 3.2% over the year, and 17% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 8.0%. Roughly 18.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 74% owner-occupied to 26% rented. Rent burden reaches 60% of tenant households. A median home runs $207,300 here, or 3.2 times local income. About 18% have a four-year degree. Population is roughly 28,921 with a median age of 42. There are about 11,718 housing units across 28086. On demographic stress specifically, 28086 scores 35/100. Households earn a median $56,079 — below the roughly $78,000 national figure.

On balance 28086 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.