ZIP 28042 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 28042 (Cleveland County, North Carolina) at a moderate 31/100 for overall property distress. Structural exposure scores 68 and live distress 0 on the 0–100 scale. What sets it apart are the readings on structural risk (68/100), institutional ownership (63/100), construction/permit lag (57/100). It additionally carries heavy environmental risk: FEMA disaster exposure (84/100), flood (NFIP) exposure (78/100), climate & FEMA risk (70/100).

The peak-phase market in 28042 posted values that rose 1.9% over the year (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 306 with a median age of 33. The vacancy rate is 8.7%. The tenure split is 46% owner-occupied to 54% rented. Around 70% of renters are cost-burdened. There are about 105 housing units across 28042. Around 3% of adults hold a bachelor's degree or higher. Roughly 57.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 28042 scores 57/100.

On the whole, 28042 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 28042 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 28042 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 31/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 28042, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

28042's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 28042 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.