ZIP 28150 Foreclosure, Tax-Lien & Distress Report

In Cleveland County, North Carolina, ZIP 28150 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. The split runs 68/100 structural to 8/100 active on the ground. It additionally carries heavy environmental risk: FEMA disaster exposure (84/100), flood (NFIP) exposure (78/100), climate & FEMA risk (70/100). Leading the profile are structural risk (68/100), institutional ownership (63/100), construction/permit lag (57/100). mortgage stress (25/100) stay muted.

Prices here sit in a peak phase: values rose 1.9% over the trailing year, and 21% higher over three years, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 13,316 housing units. The typical home is worth about $211,400 (3.7× income, relatively affordable). The demographic-stress sub-score lands at 33/100. Owners hold 68% of homes, renters 32%. Vacancy runs 17.9%, above the national norm and a classic distress-and-opportunity signal. Median household income is $53,027, below the U.S. median near $78,000. The poverty rate is 18.0% — high, a tax-stress and distress correlate. About 24% have a four-year degree. Population is roughly 26,447 with a median age of 48. Around 33% of renters are cost-burdened.

On the whole, 28150 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 28150 read uses the identical public-record model applied coast to coast, which means its 31/100 score means exactly what it means anywhere else, and 28150 stays directly comparable to neighboring ZIPs and the rest of Cleveland County, North Carolina. Where the public record is thin for 28150, the field stays empty rather than modeled, and fills in as new documents post.

Behind 28150's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 28150 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.