ZIP 28150 Property Distress & Foreclosure Data

ZIP code 28150 in Cleveland County, North Carolina carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. Structural risk reads 66/100 against active distress of 8/100. Climate and flood risk are elevated too — FEMA disaster exposure (88/100), flood (NFIP) exposure (79/100), climate & FEMA risk (70/100). What sets it apart are the readings on structural risk (66/100), institutional ownership (65/100), construction/permit lag (46/100). mortgage stress (25/100) stay muted.

Prices here sit in a peak phase: values rose 3.2% over the trailing year, and 21% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 13,316 housing units across 28150. The typical home is worth about $211,400 (3.7× income, relatively affordable). The demographic-stress sub-score lands at 33/100. 68% of housing is owner-occupied. Vacancy runs 17.9%, above the national norm and a classic distress-and-opportunity signal. At $53,027, median income runs below typical U.S. levels. The poverty rate is 18.0% — high, a tax-stress and distress correlate. Around 24% of adults hold a bachelor's degree or higher. 26,447 residents call 28150 home, typically aged 48. Rent burden reaches 33% of tenant households.

Taken together, 28150 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.