ZIP 28018 Foreclosure, Tax-Lien & Distress Report

In Rutherford County, North Carolina, ZIP 28018 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its heaviest discrete signals: structural risk (70/100), institutional ownership (67/100), construction/permit lag (54/100). mortgage stress (28/100) stay muted. Structurally it carries 70/100, against 8/100 of stress already in motion. Climate and flood risk are elevated too — flood (NFIP) exposure (96/100), FEMA disaster exposure (84/100), climate & FEMA risk (69/100).

Prices here sit in a peak phase: values rose 1.9% over the trailing year, and 12% higher over three years (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

The poverty rate is 10.9%. Rent burden reaches 22% of tenant households. Households earn a median $54,432 — below the roughly $78,000 national figure. The typical home is worth about $169,200 (2.8× income, relatively affordable). 5,298 residents call 28018 home, typically aged 52. About 23% have a four-year degree. 87% of housing is owner-occupied. On demographic stress specifically, 28018 scores 25/100. The ZIP holds roughly 2,597 housing units. The vacancy rate is 14.1% — elevated.

Taken together, 28018 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 28018 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 28018 read uses the identical public-record model applied coast to coast, which means its 31/100 score means exactly what it means anywhere else, and 28018 stays directly comparable to neighboring ZIPs and the rest of Rutherford County, North Carolina. Where the public record is thin for 28018, the field stays empty rather than modeled, and fills in as new documents post.

28018's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 28018 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.