ZIP 28018 Property Distress & Foreclosure Data

Composite property distress in 28018 (Rutherford County, North Carolina) lands at 27/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are institutional ownership (68/100), structural risk (60/100), mortgage stress (28/100). mortgage stress (28/100) and construction/permit lag (11/100) stay muted. On the structural side it scores 60/100, with 8/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (96/100), FEMA disaster exposure (88/100), climate & FEMA risk (69/100).

Prices here sit in a peak phase: values rose 3.2% over the trailing year, and 12% higher over three years (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The poverty rate is 10.9%. Around 22% of renters are cost-burdened. At $54,432, median income runs below typical U.S. levels. The typical home is worth about $169,200 (2.8× income, relatively affordable). 5,298 residents call 28018 home, typically aged 52. Around 23% of adults hold a bachelor's degree or higher. 87% of housing is owner-occupied. The demographic-stress sub-score lands at 25/100. The ZIP holds roughly 2,597 housing units. The vacancy rate is 14.1% — elevated.

Taken together, 28018 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.