ZIP 28136 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 28136 (Cleveland County, North Carolina) lands at 31/100 — moderate on DLRadar's public-record scoring. On the structural side it scores 68/100, with 0/100 of stress already active. The pressure is most legible in structural risk (68/100), institutional ownership (63/100), construction/permit lag (57/100). Environmental exposure also runs high (FEMA disaster exposure (84/100), flood (NFIP) exposure (78/100), climate & FEMA risk (70/100)).

The market reads peak — home values rose 1.9% year on year, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 60% have a four-year degree. Owners hold 34% of homes, renters 66%. Median household income is $78,125, near the U.S. median near $78,000. The ZIP holds roughly 42 housing units. The vacancy rate is 22.2% — elevated. 17.4% of residents fall below the poverty threshold. Around 0% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 24/100. Population is roughly 92 with a median age of 54.

On the whole, 28136 leans distressed, with opportunity clustered in specific stressed parcels. While 28136 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 28136 read uses the identical public-record model applied coast to coast, which means its 31/100 score means exactly what it means anywhere else, and 28136 stays directly comparable to neighboring ZIPs and the rest of Cleveland County, North Carolina. Where the public record is thin for 28136, the field stays empty rather than modeled, and fills in as new documents post.

28136's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 28136 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.