ZIP 28114 Foreclosure, Tax-Lien & Distress Report
Cleveland County, North Carolina · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 28114 in Cleveland County, North Carolina comes in at 30, a moderate composite-distress reading. The latent-versus-live split is 67/100 structural and 8/100 already moving. Leading the profile are structural risk (67/100), institutional ownership (61/100), construction/permit lag (51/100). By contrast, mortgage stress (26/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (88/100), FEMA disaster exposure (77/100), climate & FEMA risk (70/100).
The peak-phase market in 28114 posted values that rose 1.9% over the year, and 43% higher over three years, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.
About 7,568 people live here, median age 42. The typical home is worth about $150,500 (2.2× income, relatively affordable). There are about 3,426 housing units across 28114. The poverty rate is 7.3% — low. Owners hold 73% of homes, renters 27%. The vacancy rate is 21.3% — elevated. At $60,439, median income runs below typical U.S. levels. Around 13% of adults hold a bachelor's degree or higher. Rent burden reaches 32% of tenant households. DLRadar's demographic-stress index for the area reads 27/100.
On the whole, 28114 leans distressed, with opportunity clustered in specific stressed parcels. 28114 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Whether 28114 runs hot or quiet, its 30/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 28114 can be compared directly against any other ZIP in Cleveland County, North Carolina or nationwide. Nothing here is interpolated — where a source is thin for 28114, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 30/100 figure for 28114 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 28114 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 28114
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 28114 distress snapshot
The live 28114 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Cleveland County ZIP codes
Nearest ZIP codes to 28114
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Other reports tied to Cleveland County, North Carolina — ZIP, county and statewide.
Open the complete 28114 acquisition file
Every distressed parcel in 28114 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology