ZIP 28076 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 28076 (Rutherford County, North Carolina) returns a moderate composite of 31/100. Its standout signals are structural risk (70/100), institutional ownership (67/100), construction/permit lag (54/100). Climate and flood risk are elevated too — flood (NFIP) exposure (96/100), FEMA disaster exposure (84/100), climate & FEMA risk (69/100). Structural risk reads 70/100 against active distress of 0/100.

Prices here sit in a peak phase: values rose 1.9% over the trailing year (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

DLRadar's demographic-stress index for the area reads 46/100. Rent burden reaches 100% of tenant households. Roughly 16.1% live below the poverty line. There are about 105 housing units across 28076. The tenure split is 70% owner-occupied to 30% rented. 273 residents call 28076 home, typically aged 50. Educational attainment sits at 0% bachelor's-or-above. Vacancy runs 0.0%.

Overall, 28076 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 28076 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 28076 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 31/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 28076 reflects the current record instead of a stale or modeled snapshot.

Each component behind 28076 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 31/100 roll-up. The point of the 28076 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.