ZIP 28720 Property Distress & Foreclosure Data

Composite property distress in 28720 (Rutherford County, North Carolina) lands at 27/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are institutional ownership (68/100), structural risk (60/100), mortgage stress (28/100). mortgage stress (28/100) and construction/permit lag (11/100) stay muted. The latent-versus-live split is 60/100 structural and 8/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (96/100), FEMA disaster exposure (88/100), climate & FEMA risk (69/100).

Prices here sit in a peak phase: values rose 3.2% over the trailing year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 35% of renters are cost-burdened. Around 29% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 35/100. The ZIP holds roughly 175 housing units. 135 residents call 28720 home, typically aged 58. The vacancy rate is 58.8% — elevated. The poverty rate is 14.8%. The typical home is worth about $445,500. 67% of housing is owner-occupied.

Taken together, 28720 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.