ZIP 28735 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 28735 (Henderson County, North Carolina) returns a moderate composite of 31/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (99/100), FEMA disaster exposure (84/100), climate & FEMA risk (82/100). The split runs 69/100 structural to 0/100 active on the ground. Its heaviest discrete signals: structural risk (69/100), institutional ownership (67/100), construction/permit lag (31/100). By contrast, construction/permit lag (31/100) register low.

The market reads peak — home values rose 0.8% year on year, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

Around 32% of adults hold a bachelor's degree or higher. About 206 people live here, median age 58. The typical home is worth about $398,900. 14.1% of residents fall below the poverty threshold. Owners hold 100% of homes, renters 0%. On demographic stress specifically, 28735 scores 24/100. Vacancy runs 34.4%, above the national norm and a classic distress-and-opportunity signal. There are about 190 housing units across 28735.

Taken together, 28735 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 28735 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 28735 read uses the identical public-record model applied coast to coast, which means its 31/100 score means exactly what it means anywhere else, and 28735 stays directly comparable to neighboring ZIPs and the rest of Henderson County, North Carolina. Where the public record is thin for 28735, the field stays empty rather than modeled, and fills in as new documents post.

The 31/100 figure for 28735 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 28735 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.