ZIP 28726 Foreclosure, Tax-Lien & Distress Report
Henderson County, North Carolina · Affordable market
Henderson County, North Carolina's ZIP 28726 registers 28/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: flood (NFIP) exposure (99/100), climate & FEMA risk (82/100), FEMA disaster exposure (75/100). Structural risk reads 60/100 against active distress of 8/100. Leading the profile are institutional ownership (63/100), structural risk (60/100), mortgage stress (27/100). By contrast, mortgage stress (27/100) and construction/permit lag (3/100) register low.
The market reads peak — home values rose 0.8% year on year, and 23% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
58% of housing is owner-occupied. There are about 1,549 housing units across 28726. The poverty rate is 14.9%. Around 33% of renters are cost-burdened. Median household income is $56,638, below the U.S. median near $78,000. Educational attainment sits at 9% bachelor's-or-above. The vacancy rate is 0.0%. The typical home is worth about $198,400 (3.1× income, relatively affordable). On demographic stress specifically, 28726 scores 32/100. About 4,373 people live here, median age 30.
On balance 28726 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 28726 is not published yet -- the ZIP-level readings above remain fully sourced.
The 28726 read uses the identical scoring model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 28726 stays directly comparable to neighboring ZIPs and the rest of Henderson County, North Carolina. 28726 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 28/100 for 28726 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 28726 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 28726
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 28726 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 28726, the same set carried on every parcel.
Other Henderson County ZIP codes
Nearest ZIP codes to 28726
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Henderson County, North Carolina
Related ZIP, county and statewide reads linked to Henderson County, North Carolina.
The complete 28726 distress and acquisition report
Every distressed parcel in 28726 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology