ZIP 28773 Property Distress & Foreclosure Data

In Polk County, North Carolina, ZIP 28773 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are institutional ownership (71/100), structural risk (63/100), construction/permit lag (48/100). On the quiet end sit mortgage stress (28/100). Environmental exposure also runs high (flood (NFIP) exposure (96/100), FEMA disaster exposure (92/100)). On the structural side it scores 63/100, with 8/100 of stress already active.

The peak-phase market in 28773 posted values that rose 3.8% over the year, and 31% higher over three years (phase confidence 30/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

On demographic stress specifically, 28773 scores 38/100. The tenure split is 88% owner-occupied to 12% rented. Population is roughly 3,198 with a median age of 55. Around 59% of renters are cost-burdened. Roughly 16.1% live below the poverty line. About 37% have a four-year degree. The vacancy rate is 40.3% — elevated. A median home runs $413,700 here, or 4.5 times local income. Households earn a median $80,625 — near the roughly $78,000 national figure. The ZIP holds roughly 2,036 housing units.

On the whole, 28773 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.