ZIP 28704 Foreclosure, Tax-Lien & Distress Report
Buncombe County, North Carolina · High Vacancy market
ZIP code 28704 in Buncombe County, North Carolina carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (flood (NFIP) exposure (99/100), climate & FEMA risk (89/100), FEMA disaster exposure (84/100)). Latent structural risk is 63/100 while live distress already moving reads 9/100. Property-level stress concentrates in institutional ownership (67/100), structural risk (63/100), mortgage stress (29/100). mortgage stress (29/100) stay muted.
The peak-phase market in 28704 posted values that rose 0.8% over the year, and 12% higher over three years, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
5.4% of residents fall below the poverty threshold. Rent burden reaches 32% of tenant households. On demographic stress specifically, 28704 scores 32/100. About 41% have a four-year degree. The tenure split is 60% owner-occupied to 40% rented. About 23,516 people live here, median age 40. The vacancy rate is 25.0% — elevated. Home values center near $390,000, an affordability ratio of 4.3×. Median household income is $79,088, near the U.S. median near $78,000. There are about 11,931 housing units across 28704.
Taken together, 28704 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 28704 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Because one deterministic model scores every ZIP, 28704's 29/100 can be lined up against any neighbor in Buncombe County, North Carolina or any ZIP coast to coast. Where the public record is thin for 28704, the field stays empty rather than modeled, and fills in as new documents post.
28704's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 28704 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 28704
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 28704 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
More ZIPs across Buncombe County
More distress data near 28704
Other reports tied to Buncombe County, North Carolina — ZIP, county and statewide.
Unlock parcel-level detail for ZIP 28704
The full 28704 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology