ZIP 28778 Foreclosure, Tax-Lien & Distress Report
Buncombe County, North Carolina · High Vacancy market
ZIP code 28778 in Buncombe County, North Carolina carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. The latent-versus-live split is 63/100 structural and 9/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (99/100), climate & FEMA risk (89/100), FEMA disaster exposure (84/100). Leading the profile are institutional ownership (67/100), structural risk (63/100), mortgage stress (29/100). On the quiet end sit mortgage stress (29/100).
The market reads peak — home values rose 0.8% year on year, and 15% higher over three years, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.
A median home runs $303,300 here, or 3.8 times local income. Owners hold 80% of homes, renters 20%. 11,933 residents call 28778 home, typically aged 42. There are about 4,919 housing units across 28778. The demographic-stress sub-score lands at 30/100. Educational attainment sits at 32% bachelor's-or-above. Vacancy runs 23.1%, above the national norm and a classic distress-and-opportunity signal. Roughly 11.2% live below the poverty line. Rent burden reaches 27% of tenant households. Households earn a median $72,717 — near the roughly $78,000 national figure.
Taken together, 28778 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 28778 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 28778 runs through one identical public-record model, so its 29/100 sits on the same scale as every other ZIP in Buncombe County, North Carolina and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 28778 shows blanks, not estimates, wherever the record is sparse.
28778's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 28778 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 28778 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 28778 Stress Report snapshot
28778 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Other Buncombe County ZIP codes
Keep exploring North Carolina distress
Other reports tied to Buncombe County, North Carolina — ZIP, county and statewide.
Open the complete 28778 acquisition file
Pull every distressed parcel in 28778 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.
Rules-based scoring — each signal ties to a public dataset · methodology