ZIP 28778 Property Distress & Foreclosure Data

In Buncombe County, North Carolina, ZIP 28778 scores 39 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structural risk reads 87/100 against active distress of 9/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (99/100), climate & FEMA risk (89/100), FEMA disaster exposure (88/100). Its standout signals are construction/permit lag (93/100), structural risk (87/100), institutional ownership (69/100). By contrast, mortgage stress (29/100) register low.

The market reads contraction — home values fell 0.9% year on year, and 15% higher over three years, at 49/100 phase confidence. A cooling market tends to open discount-to-value windows.

Home values center near $303,300, an affordability ratio of 3.8× — accessible. Owners hold 80% of homes, renters 20%. About 11,933 people live here, median age 42. There are about 4,919 housing units across 28778. DLRadar's demographic-stress index for the area reads 30/100. Educational attainment sits at 32% bachelor's-or-above. Vacancy runs 23.1%, above the national norm and a classic distress-and-opportunity signal. 11.2% of residents fall below the poverty threshold. Rent burden reaches 27% of tenant households. Median household income is $72,717, near the U.S. median near $78,000.

Net-net, 28778 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.