ZIP 28805 Foreclosure, Tax-Lien & Distress Report
Buncombe County, North Carolina · High Vacancy market
DLRadar grades ZIP 28805 (Buncombe County, North Carolina) at a low 29/100 for overall property distress. Climate and flood risk are elevated too — flood (NFIP) exposure (100/100), climate & FEMA risk (89/100), FEMA disaster exposure (77/100). The latent-versus-live split is 62/100 structural and 9/100 already moving. The pressure is most legible in institutional ownership (63/100), structural risk (62/100), mortgage stress (29/100). By contrast, mortgage stress (29/100) register low.
Prices here sit in a peak phase: values rose 0.8% over the trailing year, and 10% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The ZIP holds roughly 10,571 housing units. Vacancy runs 19.1%, above the national norm and a classic distress-and-opportunity signal. About 49% have a four-year degree. Rent burden reaches 47% of tenant households. Median household income is $67,104, below the U.S. median near $78,000. The demographic-stress sub-score lands at 37/100. Roughly 13.3% live below the poverty line. 63% of housing is owner-occupied. A median home runs $412,500 here, or 5.4 times local income. About 20,246 people live here, median age 45.
Net-net, 28805 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 28805 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The 28805 read uses the identical scoring model applied coast to coast, which means its 29/100 score means exactly what it means anywhere else, and 28805 stays directly comparable to neighboring ZIPs and the rest of Buncombe County, North Carolina. Sparse data for 28805 shows as blanks, never estimates, and the score updates on every fresh public filing.
Each component behind 28805 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. Treat 28805 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 28805 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 28805 by the numbers
Current distress, phase, housing and lender-pressure figures for 28805, drawn from the same report attached to each property.
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Keep exploring North Carolina distress
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Get the full acquisition report for 28805
See who owns each distressed property in 28805, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology