ZIP 28805 Property Distress & Foreclosure Data

DLRadar grades ZIP 28805 (Buncombe County, North Carolina) at a moderate 39/100 for overall property distress. It additionally carries heavy environmental risk: flood (NFIP) exposure (99/100), climate & FEMA risk (89/100), FEMA disaster exposure (88/100). The latent-versus-live split is 87/100 structural and 9/100 already moving. Property-level stress concentrates in construction/permit lag (93/100), structural risk (87/100), institutional ownership (69/100). By contrast, mortgage stress (29/100) register low.

The market reads contraction — home values fell 0.9% year on year, and 10% higher over three years (phase confidence 49/100). A cooling market tends to open discount-to-value windows.

The ZIP holds roughly 10,571 housing units. The vacancy rate is 19.1% — elevated. Educational attainment sits at 49% bachelor's-or-above. Around 47% of renters are cost-burdened. Median household income is $67,104, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 37/100. 13.3% of residents fall below the poverty threshold. Owners hold 63% of homes, renters 37%. Home values center near $412,500, an affordability ratio of 5.4×. About 20,246 people live here, median age 45.

Net-net, 28805 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.