ZIP 28709 Foreclosure, Tax-Lien & Distress Report
Buncombe County, North Carolina · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 28709 in Buncombe County, North Carolina comes in at 29, a low composite-distress reading. On the structural side it scores 62/100, with 0/100 of stress already active. Environmental exposure also runs high (flood (NFIP) exposure (100/100), climate & FEMA risk (89/100), FEMA disaster exposure (77/100)). Property-level stress concentrates in institutional ownership (63/100), structural risk (62/100).
The market reads peak — home values rose 0.8% year on year, and 8% lower over three years (phase confidence 18/100). Topping markets hide individual distress behind strong averages.
2,269 residents call 28709 home, typically aged 50. Owners hold 74% of homes, renters 26%. Households earn a median $75,441 — near the roughly $78,000 national figure. There are about 1,354 housing units across 28709. Home values center near $433,300, an affordability ratio of 4.8×. The demographic-stress sub-score lands at 29/100. Vacancy runs 30.0%, above the national norm and a classic distress-and-opportunity signal. Roughly 5.8% live below the poverty line, a low share typical of higher-equity areas. Around 11% of renters are cost-burdened. Around 40% of adults hold a bachelor's degree or higher.
Net-net, 28709 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 28709's 29/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 28709 shows as blanks, never estimates, and the score updates on every fresh public filing.
Each component behind 28709 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. Practically, 28709 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 28709 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 28709 by the numbers
The live 28709 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Buncombe County
Nearest ZIP codes to 28709
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Further distress data across Buncombe County, North Carolina at ZIP, county and state level.
See every distressed parcel in 28709
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Deterministic scoring, sourced entirely from public data · methodology