ZIP 28709 Property Distress & Foreclosure Data

ZIP code 28709 in Buncombe County, North Carolina carries a composite property-distress score of 39/100 — a moderate reading on DLRadar's deterministic public-record index. Structural risk reads 87/100 against active distress of 0/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (99/100), climate & FEMA risk (89/100), FEMA disaster exposure (88/100). What sets it apart are the readings on construction/permit lag (93/100), structural risk (87/100), institutional ownership (69/100).

The market reads contraction — home values fell 0.9% year on year, and 8% lower over three years, at 49/100 phase confidence. A cooling market tends to open discount-to-value windows.

About 2,269 people live here, median age 50. Owners hold 74% of homes, renters 26%. Median household income is $75,441, near the U.S. median near $78,000. There are about 1,354 housing units across 28709. Home values center near $433,300, an affordability ratio of 4.8×. DLRadar's demographic-stress index for the area reads 29/100. Vacancy runs 30.0%, above the national norm and a classic distress-and-opportunity signal. 5.8% of residents fall below the poverty threshold. Rent burden reaches 11% of tenant households. Educational attainment sits at 40% bachelor's-or-above.

Net-net, 28709 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.