ZIP 28792 Property Distress & Foreclosure Data

DLRadar grades ZIP 28792 (Henderson County, North Carolina) at a moderate 34/100 for overall property distress. Climate and flood risk are elevated too — flood (NFIP) exposure (99/100), FEMA disaster exposure (88/100), climate & FEMA risk (82/100). Property-level stress concentrates in structural risk (75/100), institutional ownership (69/100), construction/permit lag (50/100). mortgage stress (27/100) stay muted. Structural risk reads 75/100 against active distress of 8/100.

Prices here sit in a contraction phase: values fell 0.9% over the trailing year, and 15% higher over three years, at 49/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

36,071 residents call 28792 home, typically aged 45. There are about 18,366 housing units across 28792. The typical home is worth about $278,500 (4.5× income). Vacancy runs 11.7%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 35/100. Around 26% of adults hold a bachelor's degree or higher. 60% of housing is owner-occupied. The poverty rate is 15.8%. At $55,066, median income runs below typical U.S. levels. Rent burden reaches 39% of tenant households.

Taken together, 28792 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.