Henderson County, NC: Foreclosures, Tax Liens & Distressed Properties

Henderson County, NC, North Carolina: 17 ZIP codes scored, Henderson County, NC averaging 28/100 (low, Henderson, NC), from 25 to 30. Henderson County, NC is in its peak phase (Henderson, NC confidence 18/100): Henderson, NC home prices up 0.8% (Henderson, NC) over twelve months. Henderson County, NC lender headwind: 48/100.

Highest-scoring Henderson County, NC ZIPs: 28766 (30/100), 28704 (29/100), 28710 (28/100), 28711 (28/100), 28726 (28/100), 28729 (28/100). Also scored in Henderson County, NC: 28732, 28735, 28739, 28742, 28758, 28759, 28790, 28791, 28792, 28731.

Across Henderson County, NC's scored ZIPs: median home value $369,080, household income $71,612, 15.8% vacancy, 9.8% poverty, 81% owner-occupied, median age 49.0.

Henderson County, NC insurance distress 86/100 (#186 in the US); FEMA hazard 78/100 for Henderson, NC; 6 federal disaster declarations in Henderson County, NC since 2023; 220 Henderson, NC NFIP flood claims, $26.9M paid; Henderson, NC construction distress 4/100.

12 banks with 18 branches lend in Henderson County, NC; Henderson, NC weighted bank stress 60/100, highest 71/100 in Henderson, NC.

Henderson County, NC unemployment 3.0% (Henderson, NC -0.2 pts, six months); 1,311 new housing units permitted in Henderson County, NC over twelve months, Henderson, NC up 47% from 894; Henderson, NC home prices +11.7% a year (Henderson, NC) over three years.

58,044 housing units in Henderson County, NC; 13,002 Henderson, NC renter households; 43% of Henderson, NC renters spend 30%+ of income on rent, 19% (Henderson, NC) half or more.

Henderson County, NC ranks #1,961 nationally on the opportunity index (Henderson, NC, among all ranked counties); Henderson, NC scores 27.8/100 and Henderson, NC sits #83 inside North Carolina. Henderson, NC is in the weak opportunity phase; Henderson, NC's primary driver is vacancy, Henderson, NC second driver bank institutional; Henderson, NC moved up 327 places. 9 short-sale listings across Henderson, NC; 59 days on market observed in Henderson, NC; 11.9% vacancy over 17 Henderson, NC ZIPs.

No CFPB county sample covers Henderson County, NC. The metro area reading for Henderson, NC (Asheville, NC): 0.5% ninety-plus days late; Henderson, NC's thirty-to-eighty-nine share is 1.3% (Henderson, NC, December 2025 data); North Carolina overall 0.9%.

Henderson County, NC has 6 watched banks; 6 Henderson, NC banks sit in an elevated band. Henderson, NC footprints: First-Citizens Bank&Trust Co (5 branches, stress 71) in Henderson, NC; First Bank (2 branches, stress 47) in Henderson, NC; Bank Of America Na (1 branch, stress 71) in Henderson, NC.

HUD lists 5 assisted multifamily properties in Henderson County, NC with 461 units; 396 Henderson, NC units are assisted, 1 Henderson, NC properties under project-based Section 8.

6,977 of the 58,044 housing units in Henderson, NC sit vacant. Henderson County, NC permitted 741 multifamily units in twelve months; Henderson, NC's one-to-four unit structures added 570 units in Henderson County, NC.