ZIP 28729 Property Distress & Foreclosure Data

DLRadar grades ZIP 28729 (Henderson County, North Carolina) at a moderate 33/100 for overall property distress. Climate and flood risk are elevated too — flood (NFIP) exposure (99/100), FEMA disaster exposure (88/100), climate & FEMA risk (82/100). Property-level stress concentrates in structural risk (74/100), institutional ownership (69/100), construction/permit lag (46/100). mortgage stress (27/100) stay muted. Structural exposure scores 74 and live distress 8 on the 0–100 scale.

Prices here sit in a contraction phase: values fell 0.9% over the trailing year, and 23% higher over three years, at 49/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

3,386 residents call 28729 home, typically aged 48. The typical home is worth about $321,000 (3.8× income, relatively affordable). 84% of housing is owner-occupied. Rent burden reaches 55% of tenant households. There are about 1,533 housing units across 28729. Vacancy runs 10.9%. Around 30% of adults hold a bachelor's degree or higher. At $81,326, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 31/100. The poverty rate is 4.5% — low.

Taken together, 28729 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.