ZIP 28729 Foreclosure, Tax-Lien & Distress Report

In Henderson County, North Carolina, ZIP 28729 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (99/100), FEMA disaster exposure (84/100), climate & FEMA risk (82/100). The most distinctive pressure shows up in structural risk (69/100), institutional ownership (67/100), construction/permit lag (31/100). construction/permit lag (31/100) and mortgage stress (27/100) stay muted. Latent structural risk is 69/100 while live distress already moving reads 8/100.

The peak-phase market in 28729 posted values that rose 0.8% over the year, and 23% higher over three years, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

3,386 residents call 28729 home, typically aged 48. A median home runs $321,000 here, or 3.8 times local income. The tenure split is 84% owner-occupied to 16% rented. Rent burden reaches 55% of tenant households. There are about 1,533 housing units across 28729. Vacancy runs 10.9%. Around 30% of adults hold a bachelor's degree or higher. Median household income is $81,326, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 31/100. 4.5% of residents fall below the poverty threshold.

Overall, 28729 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 28729 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 28729 runs through one identical public-record model, so its 31/100 sits on the same scale as every other ZIP in Henderson County, North Carolina and the nation. Where the public record is thin for 28729, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 28729 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 31/100 roll-up. For an operator, 28729 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.