ZIP 28790 Property Distress & Foreclosure Data

ZIP code 28790 in Henderson County, North Carolina carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (99/100), FEMA disaster exposure (88/100), climate & FEMA risk (82/100). What sets it apart are the readings on structural risk (74/100), institutional ownership (69/100), construction/permit lag (46/100). By contrast, mortgage stress (27/100) register low. Structural exposure scores 74 and live distress 8 on the 0–100 scale.

The market reads contraction — home values fell 0.9% year on year, and 19% higher over three years, at 49/100 phase confidence. A cooling market tends to open discount-to-value windows.

About 3,328 people live here, median age 49. Home values center near $455,000, an affordability ratio of 4.2×. Owners hold 93% of homes, renters 7%. There are about 1,713 housing units across 28790. 3.2% of residents fall below the poverty threshold. Educational attainment sits at 23% bachelor's-or-above. Vacancy runs 19.2%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 27/100. Rent burden reaches 20% of tenant households. Median household income is $98,115, above the U.S. median near $78,000.

Net-net, 28790 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.