ZIP 28790 Foreclosure, Tax-Lien & Distress Report
Henderson County, North Carolina · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 28790 in Henderson County, North Carolina comes in at 28, a low composite-distress reading. It additionally carries heavy environmental risk: flood (NFIP) exposure (99/100), FEMA disaster exposure (88/100), climate & FEMA risk (82/100). What sets it apart are the readings on institutional ownership (64/100), structural risk (62/100), mortgage stress (27/100). By contrast, mortgage stress (27/100) and construction/permit lag (3/100) register low. On the structural side it scores 62/100, with 8/100 of stress already active.
The peak-phase market in 28790 posted values that rose 0.8% over the year, and 19% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
About 3,328 people live here, median age 49. The typical home is worth about $455,000 (4.2× income). 93% of housing is owner-occupied. The ZIP holds roughly 1,713 housing units. The poverty rate is 3.2% — low. About 23% have a four-year degree. The vacancy rate is 19.2% — elevated. On demographic stress specifically, 28790 scores 27/100. Around 20% of renters are cost-burdened. At $98,115, median income runs above typical U.S. levels.
On the whole, 28790 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 28790 at the moment; the composite and its components are still built from verifiable records.
No ZIP is too small to score: 28790 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 28790 shows as blanks, never estimates, and the score updates on every fresh public filing.
28790's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 28790 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 28790’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 28790 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Neighbouring ZIPs in Henderson County
Nearest ZIP codes to 28790
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 28790
Further distress data across Henderson County, North Carolina at ZIP, county and state level.
Unlock parcel-level detail for ZIP 28790
Every distressed parcel in 28790 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Deterministic. Every signal traces to a public dataset · methodology