ZIP 28718 Property Distress & Foreclosure Data

ZIP code 28718 in Transylvania County, North Carolina carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. Structural exposure scores 72 and live distress 9 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (95/100), FEMA disaster exposure (93/100), climate & FEMA risk (60/100). What sets it apart are the readings on structural risk (72/100), institutional ownership (71/100), construction/permit lag (67/100). By contrast, mortgage stress (30/100) register low.

The market reads peak — home values rose 3.2% year on year, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $234,600, an affordability ratio of 3.3× — accessible. There are about 328 housing units across 28718. Owners hold 95% of homes, renters 5%. DLRadar's demographic-stress index for the area reads 27/100. About 631 people live here, median age 57. Educational attainment sits at 33% bachelor's-or-above. 5.7% of residents fall below the poverty threshold. Median household income is $71,074, near the U.S. median near $78,000. Vacancy runs 21.9%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 40% of tenant households.

Net-net, 28718 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.