ZIP 28718 Foreclosure, Tax-Lien & Distress Report

In Transylvania County, North Carolina, ZIP 28718 scores 33 of 100 for composite distress, a moderate level on DLRadar's distress index. On the structural side it scores 74/100, with 9/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (96/100), FEMA disaster exposure (94/100), climate & FEMA risk (60/100). The sharpest non-environmental signals are structural risk (74/100), institutional ownership (72/100), construction/permit lag (69/100). On the quiet end sit mortgage stress (30/100).

Prices here sit in a peak phase: values rose 1.9% over the trailing year, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $234,600 here, or 3.3 times local income. The ZIP holds roughly 328 housing units. 95% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 27/100. 631 residents call 28718 home, typically aged 57. Educational attainment sits at 33% bachelor's-or-above. The poverty rate is 5.7% — low. Households earn a median $71,074 — near the roughly $78,000 national figure. The vacancy rate is 21.9% — elevated. Around 40% of renters are cost-burdened.

On the whole, 28718 leans distressed, with opportunity clustered in specific stressed parcels. 28718 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 28718 read uses the identical scoring model applied coast to coast, which means its 33/100 score means exactly what it means anywhere else, and 28718 stays directly comparable to neighboring ZIPs and the rest of Transylvania County, North Carolina. 28718 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 33/100 figure for 28718 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 28718 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.