ZIP 28712 Property Distress & Foreclosure Data

Transylvania County, North Carolina's ZIP 28712 registers 32/100 composite distress, which DLRadar reads as moderate. Structural risk reads 72/100 against active distress of 9/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (95/100), FEMA disaster exposure (93/100), climate & FEMA risk (60/100). The most distinctive pressure shows up in structural risk (72/100), institutional ownership (71/100), construction/permit lag (67/100). By contrast, mortgage stress (30/100) register low.

The market reads peak — home values rose 3.2% year on year, and 28% higher over three years, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 16.8%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 38% of tenant households. There are about 10,863 housing units across 28712. Educational attainment sits at 40% bachelor's-or-above. About 19,600 people live here, median age 54. Median household income is $61,560, below the U.S. median near $78,000. Home values center near $414,300, an affordability ratio of 6.1×. DLRadar's demographic-stress index for the area reads 37/100. Owners hold 69% of homes, renters 31%. 13.9% of residents fall below the poverty threshold.

Net-net, 28712 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.