Transylvania County, NC: Foreclosures, Tax Liens & Distressed Properties
Transylvania County, NC, North Carolina: 10 ZIP codes scored, Transylvania County, NC averaging 31/100 (moderate, Transylvania, NC), from 28 to 32. Transylvania County, NC is in its peak phase (Transylvania, NC confidence 18/100): Transylvania, NC home prices up 1.9% (Transylvania, NC) over twelve months. Transylvania County, NC lender headwind: 47/100.
Highest-scoring Transylvania County, NC ZIPs: 28708 (32/100), 28712 (32/100), 28718 (32/100), 28747 (32/100), 28768 (32/100), 28772 (32/100). Also scored in Transylvania County, NC: 28774, 28766, 28739, 28742.
Across Transylvania County, NC's scored ZIPs: median home value $369,110, household income $69,867, 31.2% vacancy, 12.8% poverty, 85% owner-occupied, median age 52.4.
Transylvania County, NC insurance distress 92/100 (#75 in the US); FEMA hazard 89/100 for Transylvania, NC; 8 federal disaster declarations in Transylvania County, NC since 2023; 62 Transylvania, NC NFIP flood claims, $4.7M paid; Transylvania, NC construction distress 65/100.
5 banks with 7 branches lend in Transylvania County, NC; Transylvania, NC weighted bank stress 61/100, highest 71/100 in Transylvania, NC.
Transylvania County, NC unemployment 3.2% (Transylvania, NC -0.4 pts, six months); 164 new housing units permitted in Transylvania County, NC over twelve months, Transylvania, NC down 19% from 203; Transylvania, NC home prices +11.3% a year (Transylvania, NC) over three years.
19,266 housing units in Transylvania County, NC; 3,629 Transylvania, NC renter households; 39% of Transylvania, NC renters spend 30%+ of income on rent, 26% (Transylvania, NC) half or more.
Transylvania County, NC ranks #819 nationally on the opportunity index (Transylvania, NC, among all ranked counties); Transylvania, NC scores 31.9/100 and Transylvania, NC sits #41 inside North Carolina. Transylvania, NC is in the early_signal opportunity phase; Transylvania, NC's primary driver is vacancy, Transylvania, NC second driver construction; Transylvania, NC moved down 277 places. 2 short-sale listings across Transylvania, NC; 86 days on market observed in Transylvania, NC; 22.5% vacancy over 10 Transylvania, NC ZIPs.
No CFPB county sample covers Transylvania County, NC. The non-metro area reading for Transylvania, NC: 1.3% ninety-plus days late; Transylvania, NC's thirty-to-eighty-nine share is 3.4% (Transylvania, NC, December 2025 data); North Carolina overall 0.9%.
Transylvania County, NC has 2 watched banks; 2 Transylvania, NC banks sit in an elevated band. Transylvania, NC footprints: First-Citizens Bank&Trust Co (2 branches, stress 71) in Transylvania, NC; First Bank (1 branch, stress 47) in Transylvania, NC.
HUD lists 1 assisted multifamily property in Transylvania County, NC with 40 units; 40 Transylvania, NC units are assisted, 1 Transylvania, NC properties under project-based Section 8.
4,682 of the 19,266 housing units in Transylvania, NC sit vacant. Transylvania County, NC permitted 0 multifamily units in twelve months; Transylvania, NC's one-to-four unit structures added 164 units in Transylvania County, NC.