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ZIP 28742 Foreclosure, Tax-Lien & Distress Report

Henderson County, North Carolina · Distress market

Composite property distress in 28742 (Henderson County, North Carolina) lands at 29/100 — low on DLRadar's distress scoring. What sets it apart are the readings on institutional ownership (69/100), structural risk (63/100), mortgage stress (27/100). On the quiet end sit mortgage stress (27/100) and construction/permit lag (4/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (99/100), FEMA disaster exposure (87/100), climate & FEMA risk (82/100). On the structural side it scores 63/100, with 8/100 of stress already active.

Prices here sit in a peak phase: values rose 0.8% over the trailing year, and 33% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The demographic-stress sub-score lands at 29/100. Educational attainment sits at 43% bachelor's-or-above. Rent burden reaches 56% of tenant households. About 3,026 people live here, median age 49. 9.6% of residents fall below the poverty threshold. Vacancy runs 5.2%. The typical home is worth about $414,600 (3.4× income, relatively affordable). The tenure split is 87% owner-occupied to 13% rented. Median household income is $97,292, above the U.S. median near $78,000. The ZIP holds roughly 1,210 housing units.

Overall, 28742 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 28742 is not published yet -- the ZIP-level readings above remain fully sourced.

The number is not local guesswork: 28742's 29/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 28742 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 29/100 for 28742 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 28742 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

29/100
Composite stress
63/100
Structural risk
8/100
Distress activity

ZIP 28742 distress signals, scored

Foreclosure activity0
Mortgage stress27
Climate / FEMA risk82
9 further distress layers are graded for 28742

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

ZIP 28742 Stress Report snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 28742, the same set carried on every parcel.

Loading ZIP 28742 stress data…

Neighbouring ZIPs in Henderson County

Nearest ZIP codes to 28742

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Explore related distress reports

Additional distress intelligence spanning Henderson County, North Carolina by ZIP, county and state.

See every distressed parcel in 28742

Open 28742 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.

Each signal above is traceable to an open dataset · methodology

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