ZIP 28742 Property Distress & Foreclosure Data

DLRadar grades ZIP 28742 (Henderson County, North Carolina) at a moderate 33/100 for overall property distress. Property-level stress concentrates in structural risk (74/100), institutional ownership (69/100), construction/permit lag (46/100). By contrast, mortgage stress (27/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (99/100), FEMA disaster exposure (88/100), climate & FEMA risk (82/100). The latent-versus-live split is 74/100 structural and 8/100 already moving.

The market reads contraction — home values fell 0.8% year on year, and 33% higher over three years (phase confidence 48/100). A cooling market tends to open discount-to-value windows.

DLRadar's demographic-stress index for the area reads 29/100. Educational attainment sits at 43% bachelor's-or-above. Around 56% of renters are cost-burdened. About 3,026 people live here, median age 49. 9.6% of residents fall below the poverty threshold. The vacancy rate is 5.2%. Home values center near $414,600, an affordability ratio of 3.4× — accessible. Owners hold 87% of homes, renters 13%. Median household income is $97,292, above the U.S. median near $78,000. The ZIP holds roughly 1,210 housing units.

Net-net, 28742 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.