ZIP 28742 Foreclosure, Tax-Lien & Distress Report
Henderson County, North Carolina · Distress market
Composite property distress in 28742 (Henderson County, North Carolina) lands at 31/100 — moderate on DLRadar's public-record scoring. What sets it apart are the readings on structural risk (69/100), institutional ownership (67/100), construction/permit lag (31/100). On the quiet end sit construction/permit lag (31/100) and mortgage stress (27/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (99/100), FEMA disaster exposure (84/100), climate & FEMA risk (82/100). On the structural side it scores 69/100, with 8/100 of stress already active.
Prices here sit in a peak phase: values rose 0.8% over the trailing year, and 33% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The demographic-stress sub-score lands at 29/100. Educational attainment sits at 43% bachelor's-or-above. Rent burden reaches 56% of tenant households. About 3,026 people live here, median age 49. 9.6% of residents fall below the poverty threshold. Vacancy runs 5.2%. The typical home is worth about $414,600 (3.4× income, relatively affordable). The tenure split is 87% owner-occupied to 13% rented. Median household income is $97,292, above the U.S. median near $78,000. The ZIP holds roughly 1,210 housing units.
Overall, 28742 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 28742 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The number is not local guesswork: 28742's 31/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 28742 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 31/100 for 28742 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 28742 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 28742 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 28742 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 28742, the same set carried on every parcel.
Neighbouring ZIPs in Henderson County
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See every distressed parcel in 28742
Open 28742 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Each signal above is traceable to an open dataset · methodology