ZIP 28791 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 28791 (Henderson County, North Carolina) returns a low composite of 28/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (99/100), climate & FEMA risk (82/100), FEMA disaster exposure (77/100). Structurally it carries 61/100, against 8/100 of stress already in motion. The pressure is most legible in institutional ownership (63/100), structural risk (61/100), mortgage stress (27/100). mortgage stress (27/100) and construction/permit lag (3/100) stay muted.

The market reads peak — home values rose 0.8% year on year, and 20% higher over three years, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 7,345 housing units. Around 35% of renters are cost-burdened. At $78,179, median income runs near typical U.S. levels. A median home runs $370,700 here, or 4.5 times local income. About 45% have a four-year degree. 79% of housing is owner-occupied. About 15,361 people live here, median age 51. The demographic-stress sub-score lands at 29/100. The poverty rate is 8.5%. Vacancy runs 7.3%.

Overall, 28791 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 28791 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 28791 runs through one identical scoring model, so its 28/100 sits on the same scale as every other ZIP in Henderson County, North Carolina and the nation. 28791 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

28791's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 28791 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.