ZIP 28732 Foreclosure, Tax-Lien & Distress Report
Henderson County, North Carolina · Distress market
DLRadar grades ZIP 28732 (Henderson County, North Carolina) at a moderate 30/100 for overall property distress. Structurally it carries 65/100, against 8/100 of stress already in motion. The pressure is most legible in institutional ownership (67/100), structural risk (65/100), mortgage stress (28/100). On the quiet end sit mortgage stress (28/100) and construction/permit lag (11/100). Climate and flood risk are elevated too — flood (NFIP) exposure (99/100), climate & FEMA risk (85/100), FEMA disaster exposure (84/100).
The market reads peak — home values rose 0.8% year on year, and 11% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Owners hold 83% of homes, renters 17%. The poverty rate is 7.0% — low. Population is roughly 18,490 with a median age of 43. Vacancy runs 11.6%, above the national norm and a classic distress-and-opportunity signal. There are about 8,163 housing units across 28732. DLRadar's demographic-stress index for the area reads 29/100. About 40% have a four-year degree. At $79,451, median income runs near typical U.S. levels. The typical home is worth about $376,700 (4.3× income). Around 33% of renters are cost-burdened.
Overall, 28732 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 28732 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Because one deterministic model scores every ZIP, 28732's 30/100 can be lined up against any neighbor in Henderson County, North Carolina or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 28732 reflects the current record instead of a stale or modeled snapshot.
28732's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 28732 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 28732’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 28732 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 28732, the same set carried on every parcel.
Nearby ZIPs in Henderson County
Keep exploring North Carolina distress
Other reports tied to Henderson County, North Carolina — ZIP, county and statewide.
Unlock parcel-level detail for ZIP 28732
Every distressed parcel in 28732 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology