ZIP 28711 Foreclosure, Tax-Lien & Distress Report

In Buncombe County, North Carolina, ZIP 28711 scores 29 of 100 for composite distress, a low level on DLRadar's distress index. Its heaviest discrete signals: institutional ownership (69/100), structural risk (62/100), mortgage stress (29/100). On the quiet end sit mortgage stress (29/100). Environmental exposure also runs high (flood (NFIP) exposure (99/100), FEMA disaster exposure (86/100), climate & FEMA risk (84/100)). The latent-versus-live split is 62/100 structural and 9/100 already moving.

The market reads peak — home values rose 1.0% year on year, and 13% higher over three years, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

Households earn a median $69,177 — near the roughly $78,000 national figure. About 12,579 people live here, median age 58. Around 54% of adults hold a bachelor's degree or higher. The typical home is worth about $370,200 (5.2× income). 9.1% of residents fall below the poverty threshold. 70% of housing is owner-occupied. Around 56% of renters are cost-burdened. On demographic stress specifically, 28711 scores 37/100. The vacancy rate is 30.2% — elevated. The ZIP holds roughly 7,351 housing units.

On the whole, 28711 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 28711 at the moment; the composite and its components are still built from verifiable records.

Whether 28711 runs hot or quiet, its 29/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 28711 can be compared directly against any other ZIP in Buncombe County, North Carolina or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 28711 shows blanks, not estimates, wherever the record is sparse.

The 29/100 figure for 28711 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 28711 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.