ZIP 28762 Property Distress & Foreclosure Data

Mcdowell County, North Carolina's ZIP 28762 registers 30/100 composite distress, which DLRadar reads as moderate. Climate and flood risk are elevated too — flood (NFIP) exposure (97/100), FEMA disaster exposure (88/100). On the structural side it scores 69/100, with 8/100 of stress already active. The most distinctive pressure shows up in institutional ownership (69/100), structural risk (69/100), construction/permit lag (58/100). mortgage stress (27/100) stay muted.

Prices here sit in a peak phase: values rose 3.2% over the trailing year, and 24% higher over three years (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $52,269, median income runs below typical U.S. levels. The vacancy rate is 15.6% — elevated. The poverty rate is 12.9%. Around 26% of renters are cost-burdened. The demographic-stress sub-score lands at 29/100. Around 18% of adults hold a bachelor's degree or higher. The ZIP holds roughly 3,425 housing units. The typical home is worth about $196,600 (3.4× income, relatively affordable). 71% of housing is owner-occupied. 6,305 residents call 28762 home, typically aged 55.

Taken together, 28762 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.