ZIP 28762 Foreclosure, Tax-Lien & Distress Report
Mcdowell County, North Carolina · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 28762 in Mcdowell County, North Carolina comes in at 30, a moderate composite-distress reading. Environmental exposure also runs high (flood (NFIP) exposure (97/100), FEMA disaster exposure (88/100)). The latent-versus-live split is 68/100 structural and 8/100 already moving. Its heaviest discrete signals: structural risk (68/100), institutional ownership (64/100), construction/permit lag (60/100). By contrast, mortgage stress (27/100) register low.
The peak-phase market in 28762 posted values that rose 1.9% over the year, and 24% higher over three years, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Median household income is $52,269, below the U.S. median near $78,000. Vacancy runs 15.6%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 12.9%. Around 26% of renters are cost-burdened. On demographic stress specifically, 28762 scores 29/100. Around 18% of adults hold a bachelor's degree or higher. There are about 3,425 housing units across 28762. Home values center near $196,600, an affordability ratio of 3.4× — accessible. 71% of housing is owner-occupied. 6,305 residents call 28762 home, typically aged 55.
On the whole, 28762 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 28762 is not published yet -- the ZIP-level readings above remain fully sourced.
Whether 28762 runs hot or quiet, its 30/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 28762 can be compared directly against any other ZIP in Mcdowell County, North Carolina or nationwide. Sparse data for 28762 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 30/100 figure for 28762 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 28762 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 28762
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
28762 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 28762, the same set carried on every parcel.
Nearby ZIPs in Mcdowell County
Nearest ZIP codes to 28762
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring North Carolina distress
Other reports tied to Mcdowell County, North Carolina — ZIP, county and statewide.
The complete 28762 distress and acquisition report
The full 28762 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
No modelling: every input is a public record · methodology