ZIP 28777 Property Distress & Foreclosure Data

ZIP code 28777 in Mitchell County, North Carolina carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on institutional ownership (81/100), structural risk (55/100), mortgage stress (34/100). mortgage stress (34/100) and construction/permit lag (33/100) stay muted. On the structural side it scores 55/100, with 10/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (94/100), FEMA disaster exposure (88/100).

Prices here sit in a expansion phase: values rose 5.4% over the trailing year, and 19% higher over three years (phase confidence 30/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $62,399, median income runs below typical U.S. levels. Around 31% of renters are cost-burdened. 77% of housing is owner-occupied. The ZIP holds roughly 5,093 housing units. The poverty rate is 13.2%. 10,368 residents call 28777 home, typically aged 45. The demographic-stress sub-score lands at 30/100. The vacancy rate is 24.9% — elevated. Around 19% of adults hold a bachelor's degree or higher. The typical home is worth about $228,400 (3.3× income, relatively affordable).

Taken together, 28777 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.