ZIP 28605 Property Distress & Foreclosure Data

ZIP code 28605 in Watauga County, North Carolina carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on institutional ownership (68/100), structural risk (57/100), mortgage stress (30/100). On the quiet end sit mortgage stress (30/100). Environmental exposure also runs high (flood (NFIP) exposure (94/100), FEMA disaster exposure (88/100), climate & FEMA risk (68/100)). On the structural side it scores 57/100, with 9/100 of stress already active.

The peak-phase market in 28605 posted values that rose 2.9% over the year, and 41% higher over three years (phase confidence 33/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 4,407 housing units. On demographic stress specifically, 28605 scores 37/100. Roughly 12.7% live below the poverty line. The tenure split is 71% owner-occupied to 29% rented. Around 18% of renters are cost-burdened. About 52% have a four-year degree. Population is roughly 3,471 with a median age of 48. A median home runs $552,400 here, or 6.0 times local income. Households earn a median $74,865 — near the roughly $78,000 national figure. The vacancy rate is 62.6% — elevated.

On the whole, 28605 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.