ZIP 28605 Foreclosure, Tax-Lien & Distress Report

In Watauga County, North Carolina, ZIP 28605 scores 32 of 100 for composite distress, a moderate level on DLRadar's distress index. Its heaviest discrete signals: structural risk (72/100), construction/permit lag (70/100), institutional ownership (62/100). By contrast, mortgage stress (30/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (94/100), FEMA disaster exposure (77/100), climate & FEMA risk (68/100). The split runs 72/100 structural to 9/100 active on the ground.

Prices here sit in a peak phase: values rose 2.1% over the trailing year, and 41% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 4,407 housing units across 28605. On demographic stress specifically, 28605 scores 37/100. 12.7% of residents fall below the poverty threshold. The tenure split is 71% owner-occupied to 29% rented. Rent burden reaches 18% of tenant households. Educational attainment sits at 52% bachelor's-or-above. 3,471 residents call 28605 home, typically aged 48. Home values center near $552,400, an affordability ratio of 6.0×. Median household income is $74,865, near the U.S. median near $78,000. Vacancy runs 62.6%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 28605 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 28605 is not published yet -- the ZIP-level readings above remain fully sourced.

The 28605 read uses the identical scoring model applied coast to coast, which means its 32/100 score means exactly what it means anywhere else, and 28605 stays directly comparable to neighboring ZIPs and the rest of Watauga County, North Carolina. The score is rebuilt from public data as it updates, so 28605 reflects the current record instead of a stale or modeled snapshot.

Each component behind 28605 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 32/100 roll-up. Practically, 28605 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.