ZIP 28607 Property Distress & Foreclosure Data

DLRadar grades ZIP 28607 (Watauga County, North Carolina) at a low 27/100 for overall property distress. Property-level stress concentrates in institutional ownership (69/100), structural risk (58/100), mortgage stress (31/100). By contrast, mortgage stress (31/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (97/100), FEMA disaster exposure (88/100), climate & FEMA risk (70/100). The latent-versus-live split is 58/100 structural and 9/100 already moving.

The market reads peak — home values rose 3.2% year on year, and 30% higher over three years (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 16,768 housing units. Around 67% of renters are cost-burdened. 34.9% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 53/100. Home values center near $378,600, an affordability ratio of 7.7× — stretched. Educational attainment sits at 54% bachelor's-or-above. Median household income is $44,132, below the U.S. median near $78,000. Owners hold 50% of homes, renters 50%. The vacancy rate is 24.4% — elevated. About 35,504 people live here, median age 24.

Net-net, 28607 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.