ZIP 28607 Foreclosure, Tax-Lien & Distress Report

ZIP code 28607 in Watauga County, North Carolina carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic distress index. The pressure is most legible in construction/permit lag (79/100), structural risk (76/100), institutional ownership (63/100). By contrast, mortgage stress (31/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (97/100), FEMA disaster exposure (78/100), climate & FEMA risk (70/100)). Latent structural risk is 76/100 while live distress already moving reads 9/100.

The peak-phase market in 28607 posted values that rose 1.9% over the year, and 30% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 16,768 housing units. Rent burden reaches 67% of tenant households. 34.9% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 53/100. Home values center near $378,600, an affordability ratio of 7.7× — stretched. About 54% have a four-year degree. Median household income is $44,132, below the U.S. median near $78,000. The tenure split is 50% owner-occupied to 50% rented. Vacancy runs 24.4%, above the national norm and a classic distress-and-opportunity signal. 35,504 residents call 28607 home, typically aged 24.

Net-net, 28607 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 28607 at the moment; the composite and its components are still built from verifiable records.

Big metro or rural, 28607 runs through one identical scoring model, so its 33/100 sits on the same scale as every other ZIP in Watauga County, North Carolina and the nation. Every figure is auditable to a public dataset and refreshed as records update; 28607 shows blanks, not estimates, wherever the record is sparse.

28607's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 28607 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.